
ether.fi Cash
Earn $351 a year if you spend $1,000/moEarn /yr if you spend A year at $1,000/mo3% cashback+$360Currency fee−$9

Earn /yr if you spend A year at $1,000/mo3% cashback+$360Currency fee−$9

Earn /yr if you spend A year at $1,000/mo3% cashback+$360Currency fee−$9

Earn /yr if you spend A year at $1,000/mo4% cashback+$480Crypto conversion−$120

Earn /yr if you spend A year at $1,000/mo3% cashback+$360

Earn /yr if you spend A year at $1,000/mo2% cashback+$240Currency fee−$108

Earn /yr if you spend A year at $1,000/mo1% cashback+$120

Free if you spend A year at $1,000/moNo fees and no cashback at this spend

Earn /yr if you spend A year at $1,000/mo2% cashback+$120Currency fee−$108

Costs /yr if you spend A year at $1,000/mo3% cashback+$144Currency fee−$184

Costs /yr if you spend A year at $1,000/mo1% cashback+$120Currency fee−$108Crypto conversion−$60

Costs /yr if you spend A year at $1,000/moCrypto conversion−$119

Costs /yr if you spend A year at $1,000/moCurrency fee−$12Crypto conversion−$120

Costs /yr if you spend A year at $1,000/moCard issue−$10Currency fee−$130

Costs /yr if you spend A year at $1,000/mo5% cashback+$120Currency fee−$162Crypto conversion−$120

Costs /yr if you spend A year at $1,000/moCurrency fee−$162

Costs /yr if you spend A year at $1,000/moCrypto conversion−$180

Costs /yr if you spend A year at $1,000/moCurrency fee−$216

Costs /yr if you spend A year at $1,000/moCurrency fee−$216

Costs /yr if you spend A year at $1,000/moCard issue−$5Currency fee−$216

Costs /yr if you spend A year at $1,000/moCard issue−$10Currency fee−$108Crypto conversion−$60Small purchases−$80

Costs /yr if you spend A year at $1,000/moCard issue−$9Top-up−$348

Costs /yr if you spend A year at $1,000/moCard issue−$5Currency fee−$324Crypto conversion−$180

Costs /yr if you spend A year at $1,000/moCard issue−$1Currency fee−$378Top-up−$180

Costs /yr if you spend A year at $1,000/moCard issue−$5Currency fee−$162Top-up−$492

Costs /yr if you spend A year at $1,000/moMonthly fee−$36Card issue−$10Currency fee−$173Crypto conversion−$180Top-up−$360
Costs /yr if you spend A year at $1,000/moMonthly fee−$60Currency fee−$297Top-up−$384

Costs /yr if you spend A year at $1,000/moCard issue−$10Currency fee−$216Crypto conversion−$36Top-up−$600

Costs /yr if you spend A year at $1,000/mo0.5% cashback+$60Top-up−$960

Costs /yr if you spend A year at $1,000/moMonthly fee−$1,000

FX fee not published

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Card and crypto top-up fees not published

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Earn /yr if you spend A year at $1,000/moOn the cheapest plan, Premium, stake 10,000 BASED2% cashback+$240Currency fee−$162
No free planSign-ups paused until November 2026
Costs /yr if you spend A year at $1,000/moTop-up−$120
New applications paused (Fiat24 maintenance)
Costs /yr if you spend A year at $1,000/moTop-up−$120
New applications paused (Fiat24 maintenance)
Earn up to /yr if you spend A year at $1,000/moUp to 5%: the rate depends on your country. Paid in USDC in the EEA, Tether Gold elsewhereUp to 5% cashback+$600

Earn /yr if you spend A year at $1,000/mo3% cashback+$360Currency fee−$216Crypto conversion−$12

Earn /yr if you spend A year at $1,000/mo1.5% cashback+$180Currency fee−$54

Earn /yr if you spend A year at $1,000/moOn the cheapest plan, Lite, $25 a year1.5% cashback+$180Monthly fee−$25Currency fee−$108
No free plan
Free if you spend A year at $1,000/moNo fees and no cashback at this spend

Free if you spend A year at $1,000/moNo fees and no cashback at this spend

Costs /yr if you spend A year at $1,000/mo1% cashback+$120Currency fee−$6Crypto conversion−$120

Costs /yr if you spend A year at $1,000/moCurrency fee−$22

Costs /yr if you spend A year at $1,000/mo1% cashback+$120Crypto conversion−$120Small purchases−$32

Costs /yr if you spend A year at $1,000/mo1% cashback+$120Currency fee−$162

Costs /yr if you spend A year at $1,000/moCard issue−$10Top-up−$60

Costs /yr if you spend A year at $1,000/mo1% cashback+$120Card issue−$5Currency fee−$162

Costs /yr if you spend A year at $1,000/mo2% cashback+$240Currency fee−$216Crypto conversion−$108

Costs /yr if you spend A year at $1,000/mo1% cashback+$120Currency fee−$108Crypto conversion−$108

Costs /yr if you spend A year at $1,000/moCurrency fee−$108

Costs /yr if you spend A year at $1,000/moCrypto conversion−$120

Costs /yr if you spend A year at $1,000/moTop-up−$216

Costs /yr if you spend A year at $1,000/moOn the cheapest plan, Virtual card, $5 a yearMonthly fee−$5Currency fee−$162Top-up−$36
No free plan
Costs /yr if you spend A year at $1,000/moCurrency fee−$130Top-up−$132

Costs /yr if you spend A year at $1,000/moOn the cheapest plan, #CryptoPay, ₸5,000 a month0.5% cashback+$60Monthly fee−$134Card issue−$22Currency fee−$180
No free plan
Costs /yr if you spend A year at $1,000/moCurrency fee−$324

Costs /yr if you spend A year at $1,000/moCard issue−$5Currency fee−$54Crypto conversion−$60Top-up−$240

Costs /yr if you spend A year at $1,000/moCurrency fee−$216Top-up−$456

Costs /yr if you spend A year at $1,000/moCard issue−$25Currency fee−$108Crypto conversion−$120Top-up−$480

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USDT exchange rate not published

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Earn /yr if you spend A year at $1,000/mo4% cashback+$480Currency fee−$108
Waitlist, iPhone only
Costs /yr if you spend A year at $1,000/moCurrency fee−$194Crypto conversion−$108
Limited places, approval favours deposits
Costs /yr if you spend A year at $1,000/moCurrency fee−$324
Rolling out from the waitlist, some regions only
Costs /yr if you spend A year at $1,000/moOn the cheapest plan, Lite, $49 a yearMonthly fee−$49Top-up−$300
No free planInvite code needed
Fees not published
Card paused since Sept 2026 exploit
FX fee not published
New card rolling out gradually
Fees not published
Invitation only, after review
Fees not published
Invite code or waitlist, some regions onlyHow we rank cards, what the prices mean and what to know first.
A normal Visa or Mastercard you can pay with anywhere. It spends crypto or digital dollars instead of money from a bank account.
By what each card would cost or pay you in a year at your monthly spend: cashback minus every fee. Cards that are very new, skip ID checks, have low app ratings or a known incident move down, and cards you can't sign up for right now go last.
Cashback minus all fees for a year, at the monthly spend shown next to it. Tap that amount to set your own spend: every price and the order update. The ⓘ shows what the number is made of.
Open Filters and pick where you live. Cards that don't accept residents of your country drop out of the list. If a card doesn't publish its country list, its tile says so.
No. Turn on “Bank top-up” in the filters and you will only see cards you can fund from a regular bank.
Your money sits with a licensed card company or in your own wallet. Every card shows who holds it, and we flag risks like no ID checks.
From each card's own website, help pages and app listings. Every fact links to its source and shows the date we last checked it.
Yes. Tap Compare on any two cards to see them side by side: the yearly price, fees, how you sign up and where they work.