Free if you spend A year at $500/moNo fees and no cashback at this spend
No card fees, crypto back on purchases
Get Coinbase CardGet card
INBESTGO Xniter Mastercard
Tap the card to read the small print
Your first yearFX fee not published
- Monthly fee
- FX fee not published
- Cashback
- 0.5% in crypto
- Currency fee
- FX fee not published
- ATM
- Yes
- Your money
- Company holds it
- Sign-up
- DPI or passport + selfie
- Apple / Google Pay
- No
- The card itself
- $12 physical
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who keep savings in crypto and want a local prepaid card that pays a little back on every purchase. Not for you if you shop in other currencies: the card holds quetzales and its conversion fee isn't published.
Pay in other currencies a lot? Compare with MiniPay Card
Good to know
- Cashback in crypto on every purchase
- Top up in quetzales, dollars or USDT
- Free bank top-ups
- Physical card only, 1–8 days
- Foreign spending fee not published
- Balance in quetzales
Fees
SourceINBESTGO FAQ (updated 28.07.2026) · checked November 10- Xniter card
- INBESTGO card line-up page (Xniter, Cryptonaut, To The Moon Lite) · November 10
- $12 onceOlder line-up page; the current card page shows no price
- Crypto to quetzales
- INBESTGO FAQ in English (updated 11.05.2026) · November 10
- 1%0.75% with INBESTGOLD
- Bank top-up
- FreeFrom Q5
- Bank withdrawal
- 0.5%3–5 business days; 1.5% fast, 3% express
- Crypto withdrawal
- 5 USDTMinimum 10 USDT
Plans
Xniter$12 once
- Plastic prepaid Mastercard
- 0.5% cashback in crypto
- Mastercard promotions
INBESTGOLDQ600 or $75 a year
- Bank withdrawals 0.25%
- Crypto conversion 0.75%
- Faster withdrawals
Limits
SourceINBESTGO FAQ, older page with card section (updated 11.05.2026) · checked November 10- Card top-up
- Up to Q29,999 each
- Card balance
- Up to Q90,000
Top up & withdraw
SourceINBESTGO FAQ (updated 28.07.2026) · checked November 10Top up
- Crypto
- USDT and 450+ cryptocurrencies in the appCard reloads in quetzales, dollars or USDT
- Bank
- Transfer in quetzales or dollars from a Guatemalan bank
Withdraw
- To a bank
- 0.5% standard, 3–5 business days
- Cash
- Q10 at 5B ATMs, up to Q2,000
- ATM
- INBESTGO FAQ, older page with card section (updated 11.05.2026) · November 10
- Not publishedSome ATMs charge their own fee
Countries not published
- How they check where you live
- Proof of address document during personal account KYC
- ID from another country
- Not published
Trust
SourceINBESTGO terms and conditions · checked November 10- Card issued by
- INBESTGO GT, S.A.; card-issuing bank not named
- Licence
- Guatemalan company; no licence or issuing bank named on its pages
- Based in
- Guatemala
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