Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
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DigiFinex DiCard
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback · 1%
- /yr
- Currency fee · 1.5%
- /yr
- ATM
- Virtual only
- Your money
- Company holds it
- Sign-up
- ID check
- Apple / Google Pay
- The card itself
- 5 USDT to issue
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For DigiFinex traders who want to spend from their exchange balance without moving money to a separate card. Not for you if you often pay in other currencies, or if you need a physical card for cash.
Pay in other currencies a lot? Compare with MiniPay Card
Good to know
- Platinum spends directly from your exchange balance
- Apple Pay, Google Pay and Alipay
- 1% back in points on every purchase
- 1.5% on purchases not in US dollars
- Virtual card only
- Lite and Premier charge 1.3% per top-up
Fees
SourceDiCard page · checked November 10- Monthly / annual fee
- $0
- Application
- Platinum 5 USDT, Premier 1 USDT, Lite $5Help center lists $5 for Lite and Premier; free with VIP per the card page
- Paying abroad
- 1.5% on non-USD purchases
- Per purchase
- Platinum $0, Lite $0.25, Premier $0.50
- Top-up
- DigiFinex help center, costs and limits of DiCard (updated 14.08.2025) · November 10
- Platinum 0; Lite and Premier 1.3% (0.3% on the first five)
- Withdrawal back to spot
- 1.3% (Premier)Lite: not possible
- Refund
- 2% per refund
Plans
Platinum5 USDT once
- Spends from the exchange balance
- No deposit or purchase fee
- $3,000 a purchase, $10,000 a day
Lite$5 once
- Low-fee virtual card
- $0.25 a purchase, 1.3% top-up
- Apple Pay, Google Pay
Premier1 USDT once
- $25,000 a purchase, $400,000 a month
- $0.50 a purchase, 1.3% top-up
- Withdraw back to spot
Limits
SourceDigiFinex help center, costs and limits of DiCard (updated 14.08.2025) · checked November 10- Lite
- $5,000 a purchase, $20,000 a day, $100,000 a month
- Top-up (Lite / Premier)
- 15–5,000 USDT each
Top up & withdraw
SourceDigiFinex help center, how to top up DiCard · checked November 10Top up
- Crypto
- USDT from the DigiFinex spot account; USDT, USDC, BTC, ETH, XRP and more listed
Withdraw
Countries not published
- How they check where you live
- Billing address may be requested for some cards
- ID from another country
- Not for citizens of 2 countries, wherever they live
- ID accepted
- DigiFinex help center, how to apply for a USD virtual card · November 10
- DigiFinex KYC with valid documents; email and phone; some cards ask for employment and billing address
- Pays in
- DigiFinex help center, restricted merchants for DiCard · November 10
- Online and in-store via Apple Pay / Google Pay; restricted merchant list applies
Not for citizens of
SingaporeUnited States
Trust
SourceDigiFinex Prepaid Card Terms · checked November 10- Card issued by
- DIGIFINEX PTE. LTD. (app); card issuer not named (terms leave the issuer blank)
- Licence
- Not stated for the card
- Based in
- Singapore (App Store seller)
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Costs /yr if you spend A year at $500/moCurrency fee−$108
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