Costs /yr if you spend A year at $500/mo1% cashback+$60Currency fee−$81
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Peanut Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 1%
- /yr
- ATM
- No
- Your money
- You hold it
- Sign-up
- ID check
- Apple / Google Pay
- The card itself
- Free
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people paid from abroad who want to spend dollar stablecoins from a wallet they control. Not for you if you need cash or a plastic card: it is virtual only.
Need cash from ATMs? Compare with Lava Card
Good to know
- No issuance, monthly or annual fee
- USDC stays in your own smart account
- Apple Pay and Google Pay
- 1% on non-dollar purchases
- Virtual only, no cash withdrawals
- $10 balance needed to apply
Fees
SourcePeanut help, fees and pricing · checked November 10- Monthly fee
- $0No issuance, monthly or annual fee
- Paying in dollars
- No fee
- Paying abroad
- 1% (Visa rate plus 1%)International terms: FX up to 1% plus cross-border up to 1%; US terms: 0.30% international fee
- Crypto deposit
- FreePeanut covers processing; the sending wallet may charge
- USD wire withdrawal
- $20ACH withdrawals free
- Interest
- Peanut Card terms (international), effective 14.07.2026 · November 10
- 0% nowTerms reserve the right to add interest
Plans
Peanut Card$0
- Virtual Visa Platinum
- Apple Pay, Google Pay
- Spends USDC from your smart account
Limits
SourcePeanut Card terms (international), effective 14.07.2026 · checked November 10- Spending
- Set by collateral and PeanutNo amounts published; can change at any time
Top up & withdraw
SourcePeanut Card terms (international), effective 14.07.2026 · checked November 10Top up
- Crypto
- USDC (card collateral on Ethereum, Polygon, Optimism, Arbitrum)Also local bank rails in ARS, BRL, EUR, GBP, MXN, USD
Withdraw
- Back to crypto or bank
- Peanut help, fees and pricing · November 10
- YesNetwork delivery cost on crypto; $20 USD wire
Countries not published
- How they check where you live
- Not published
- ID from another country
- Not published
- ID accepted
- Peanut help, verification · November 10
- Passport, national ID, residence permit or accepted driver's licence; the card needs its own identity check
- Pays in
- Peanut Card page · November 10
- Wherever Visa is accepted, online and with Apple Pay / Google Pay where supported
Trust
SourcePeanut Card terms (international), effective 14.07.2026 · checked November 10- Card issued by
- Third National (programme manager Rain / Signify Holdings; Peanut is Squirrel Labs Ltd)
- Licence
- Visa card issued by Third National; Peanut and Rain are not banks
- Based in
- Puerto Rico (governing law of the card terms)
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Costs /yr if you spend A year at $500/mo1% cashback+$60Currency fee−$54Crypto conversion−$30
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