Free if you spend A year at $500/moNo fees and no cashback at this spend
Spend stablecoins from your own wallet, free in the US
Get Phantom CardGet card
Rebind Card
Tap the card to read the small print
Your first yearEarn about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 0%
- $0
- ATM
- No ATM (virtual only)
- Your money
- You hold it
- Sign-up
- Apple / Google login + ID check
- Apple / Google Pay
- The card itself
- Free virtual
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who want to keep their euros in their own wallet and spend them with a free card. Not for you if you need a plastic card or cash from ATMs: it's virtual only for now.
Need cash from ATMs? Compare with Lava Card
Good to know
- Euros stay in your own wallet
- Free euro IBAN
- No FX fee from Rebind or Gnosis Pay
- Virtual card only for now
- Card fees set by Gnosis Pay, not Rebind
- EU users only, per the terms
Fees
SourceRebind help center, costs of using the card · checked November 10- Card top-up
- Free from your Rebind balance
- Paying abroad
- No FX feeGnosis Pay adds no conversion fee; Visa's rate applies
- Card replacement
- Gnosis Pay help, card fees and limits · November 10
- 4.99 EUReGnosis Pay fee, for physical cards
Plans
Rebind€0 / month
- Free virtual Visa
- Euro IBAN, free SEPA
- No FX fee
Limits
SourceGnosis Pay help, card fees and limits · checked November 10- Spending a day
- 8,000 EURe (rolling 24 h)
- Per purchase
- 5,000 EURe
- ATM
- 500 a day, 250 per withdrawalPhysical card only
Top up & withdraw
SourceRebind help center, getting started · checked November 10Top up
- Crypto
- Stablecoins or other crypto from a wallet or exchangeCoins and networks not listed
- Bank transfer
- Free SEPA to your own IBAN
Withdraw
- Cash withdrawal
- Gnosis Pay help, card fees and limits · November 10
- 5 a month or €200 free, then 2%Gnosis Pay rule; needs a physical card, which Rebind doesn't issue yet
Countries not published
- How they check where you live
- Not published
- ID from another country
- Not published
- ID accepted
- Rebind terms and conditions · November 10
- ID check (KYC) in the app; must be an EU citizen or national, 18+
Trust
SourceRebind terms and conditions · checked November 10- Card issued by
- Monavate (UK Ltd or UAB, Lithuania); programme manager Gnosis Pay; app by Rebind SAS
- Licence
- Card issued by Monavate e-money institutions; euro balances are EURe e-money from Monerium. Rebind holds no banking licence
- Based in
- France (Rebind SAS, Saint-Mandé; RCS Créteil 938 404 829)
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