How we earn, price and rank
Some card companies pay us when you sign up through our links. That money never changes the order of cards, the prices we show or the facts on a card's page.
Some card companies pay us when you sign up through our links. That money never changes the order of cards, the prices we show or the facts on a card's page.
Partner links. The “Get” buttons go through our own link (/go/card-name). Where we have a partner deal with the card company, the button says “Partner link”, and if you sign up it may pay us a fee; everywhere else it simply opens the card's official page. You pay nothing extra, and you get the same offer as anyone going to their site directly.
Ads. A card company can pay for a spot on the page. It is always marked “Ad”, sits outside the ranking and gets no badge.
What money can't buy: a higher place in the list, a better price, a badge, or a change to a fact. Cards without any partner programme are ranked exactly like the others.
We don't sell your data, and you don't need an account to use the site.
Every card shows what it would cost you or pay you in its first year: all its fees minus the cashback you'd get, for the monthly spend on the slider. If you haven't moved the slider, we use a typical spend for your country.
What goes into it:
What we assume about your spending: 85% in your local currency, 10% in US dollars, 5% in other currencies, topping up with crypto you already have. Cash withdrawals aren't in the price: each card shows whether it works at ATMs and what that costs.
Plans: we price the plan that is best for you at your spend, a paid one too if it pays for itself. Plans that need you to keep money or tokens with the company (VIP levels, staking) are never in the price; we show them as a side note.
When a card's rules differ by currency or region, the price uses the more favourable rule and the card's page names the other one.
First we hide cards that don't fit: not issued to people who live in your country, or missing something you ticked in the filters. The rest are ordered by the yearly price at your spend, with a few corrections for how much you can rely on the card:
Cards on a waitlist or paused don't appear in the ranking. Badges like “Top rated” or “Most cashback” are awarded by the same data, not by payment. These weights are starting points: we'll tune them on real data and publish every change here.
From each card company's own pages: fee tables, help centre articles, card terms, and the App Store and Google Play. Every fact on a card's page links to its source and says when we checked it.
Fees change often and we'd rather hear about it from you than be wrong. Write to hello@cryptacards.com with the card, what's wrong and, if you can, a link to where you saw it. We check and fix it, and the card's page lists the change.