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Solid Card

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Your first yearEarn about$176/yr
Monthly fee · none
$0
Cashback · 3%
+$180/yr
Currency fee · 1.5%
$5/yr
ATM
No
Your money
You hold it
Sign-up
ID check, about 2 minutes
Apple / Google Pay
The card itself
Free virtual card

How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.·Checked November 10, sources in each section below

Our take

For people who want cashback on everyday spending without paying for the card or holding a token. Not for you if you need cash from ATMs or a plastic card.

Need cash from ATMs? Compare with Lava Card

Good to know

  • 3% back in USDC on everyday spending
  • Card is free, top-ups are free
  • Euro purchases with no FX fee on Wirex cards
  • Rain-issued cards stop working on 20 Nov 2026; new cards via Wirex
  • 1.5% on non-USD payments
  • Cashback capped at $50 a month
  • Virtual only, no ATM cash
FeesPlansLimitsTop up & withdrawCountriesTrustChangesSimilar cardsCompare
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Fees

SourceSolid help center, fees and limits overview · checked November 10
Monthly fee
$0
Virtual card
Solid help center, card fees & limits · November 10
Free
Paying in USD
Solid help center, card fees & limits · November 10
Free
Paying in another currency
Solid help center, card fees & limits · November 10
1.5%1% card provider + 0.5% Solid, built into the rate; euro purchases from a EUR balance on Wirex cards are free
Top-up
Solid help center, top up your card · November 10
0%, min $10
Crypto deposit into Solid
Free on Fuse, 0.1% on Ethereum, 0.03% on other networks
Bank deposit
0.5% at CoreUS virtual account $10 once
Savings
10% of yield earned

Plans

Core$0
  • 3% back, up to $50 a month
Prime$199 / year or lock 50,000 FUSE
  • 4% back, up to $100 a month
  • 10% on AI, streaming, music (first purchase per category a month)
  • Bank deposits and swaps 0.25%
UltraLock 400,000 FUSE for 12 months
  • 5% back, up to $200 a month
  • Up to 20% on AI, streaming, music; 10% on airlines
  • No Solid deposit or swap fees

Limits

SourceSolid help center, card fees & limits · checked November 10
Spending
Up to your card balanceAbove ~$250,000 Visa may verify; max ~$750,000 per payment
Gas stations
2 payments in 3 days, ~$175 balance check

Top up & withdraw

SourceSolid help center, top up your card · checked November 10

Top up

Crypto
USDC from the Solid wallet or savings; external wallets on Fuse, Ethereum, BSC, Polygon, Base, Arbitrum
Local currency
Pix, SPEI, SEPA, M-Pesa, GCash and more via TransFi (16 currencies)

Withdraw

Back to wallet or savings
Yes, from the card balanceBank withdrawal currently free

For residents of 102 countries

AndorraAntigua & BarbudaArgentinaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBoliviaBrazilBulgariaCayman IslandsChileColombiaCosta RicaCôte d’IvoireCroatiaCyprusCzechiaDenmarkDominican RepublicEcuadorEgyptEl SalvadorEstoniaFinlandFranceGeorgiaGermanyGhanaGibraltarGreeceGrenadaGuatemalaGuernseyGuyanaHondurasHong KongHungaryIcelandIrelandIsle of ManIsraelItalyJapanJerseyKazakhstanKenyaLatviaLiechtensteinLithuaniaLuxembourgMacaoMalaysiaMaltaMexicoMoldovaMoroccoNetherlandsNew ZealandNigeriaNorwayOmanPakistanPanamaParaguayPeruPhilippinesPolandPortugalRomaniaSaudi ArabiaSenegalSingaporeSlovakiaSloveniaSouth AfricaSouth KoreaSpainSt. Kitts & NevisSt. LuciaSt. Vincent & GrenadinesSurinameSwedenSwitzerlandTaiwanThailandTrinidad & TobagoTürkiyeTurks & Caicos IslandsUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanZambia

Not on the list? Then Solid Card doesn't accept people living there yet.

How they check where you live
Country of residence selected before KYC
ID from another country
Not published
ID accepted
Solid help center, where the card is available · November 10
ID check in the app
Pays in
Solid help center, where the card is available · November 10
Anywhere Visa works, except while in Cuba, Iran, North Korea, Russia, Syria, Venezuela, occupied Ukraine

Trust

SourceSolid card terms, international consumer programme · checked November 10
Card issued by
Rain (Third National) or Wirex, by country; programme by Fuse Network Ltd (Solid)
Licence
Visa Platinum; International terms name Third National as issuer
Based in
United States / per Wirex entity
App StoreChecked November 10
3.3★7 ratings
Google PlayChecked November 10
4.7★121 ratings

Changes

  1. November 11Solid announced that cards issued by Rain stop working on 20 November 2026; eligible users can switch to a Wirex-issued card after a new ID check, and some countries lose card support (support.solid.xyz/articles/rain-cards-closing-20-november)
  2. November 10Solid: facts read from Solid's help center, card terms and app stores

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