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Mirocard

Tap the card to read the small print

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Your first yearFX fee not published
Monthly fee
FX fee not published
Cashback
—
Currency fee
FX fee not published
ATM
No
Your money
Company holds it
Sign-up
Email, no passport
Apple / Google Pay
The card itself
$15 travel card, $5 subscriptions

How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.·Checked November 10, sources in each section below

Our take

For paying foreign subscriptions, ads or bookings with crypto when local cards are refused. Not for you if you top up often: every top-up loses a few percent.

Can show an ID? Compare with MiniPay Card

Good to know

  • Card details right after sign-up
  • No passport at sign-up
  • Apple Pay and Google Pay on the travel card
  • 3.5% on every top-up
  • $15 to issue the travel card
  • No cash withdrawals
FeesPlansLimitsTop up & withdrawCountriesTrustSimilar cardsCompare
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Fees

SourceMirocard home page and pricing · checked November 10
Monthly fee
$0No monthly charges; you pay when you issue a card
Travel card
Mirocard travel card page, card service terms · November 10
$15 onceInitial deposit $10
Top-up (travel card)
Mirocard travel card page, card service terms · November 10
3.5%Minimum top-up $2
Per purchase (travel card)
Mirocard travel card page, card service terms · November 10
$0.25
Subscriptions and ads cards
From $5 onceTransaction fee $0; top-up from 4% (blog)
Paying in other currencies
Not published

Plans

Travel card$15 once
  • Top-up 3.5%, $0.25 per purchase
  • Apple Pay and Google Pay
  • Total limit $60,000
  • BIN: Singapore or Hong Kong
Subscriptions cardFrom $5 once
  • No per-purchase fee
  • Top-up from 4%
  • BIN: UK, Hong Kong or US
Advertising cardFrom $5 once
  • For Facebook, Google, TikTok ads
  • No per-purchase fee
  • BIN: UK, Hong Kong or US

Limits

SourceMirocard travel card page, card service terms · checked November 10
Travel card total
$60,000
Advertising card
Mirocard advertising card page · November 10
Top-up from $10, max $1,000 per depositCard from $20

Top up & withdraw

SourceMirocard blog, paying for Zoom Pro with crypto (09.11.2026) · checked November 10

Top up

Crypto
BTC, ETH, USDT, USDC, TON, TRX, SOLTo the master balance, then to the card

Withdraw

Cash withdrawal
Mirocard services page and FAQ · November 10
Not supported

Countries not published

Mirocard doesn't publish which countries it accepts. Check with the issuer before you sign up.
How they check where you live
Not published
ID from another country
Not published
ID accepted
Mirocard services page and FAQ · November 10
None at sign-up; Mirocard or the card provider may ask for KYC later
Pays in
Mirocard services page and FAQ · November 10
Online services, subscriptions, ads and bookings worldwide; online only

Trust

SourceMirocard Terms of Use (PDF) · checked November 10
Card issued by
Mirocard (technology platform) with unnamed third-party card providers
Licence
Terms: Mirocard is not a bank or card issuer; cards are issued by independent licensed 'Card Providers', not named
Based in
Not published

No app store rating found for Mirocard yet.

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