Free if you spend A year at $500/moNo fees and no cashback at this spend
No card fees, crypto back on purchases
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SwissBorg Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 0%
- $0
- ATM
- No ATM
- Your money
- Company holds it
- Sign-up
- SwissBorg account + ID and address (level 2)
- Apple / Google Pay
- The card itself
- Free, virtual only
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For SwissBorg users who want to pay online or by phone straight from their crypto. Not for you if you need cash from ATMs or a plastic card.
Need cash from ATMs? Compare with Lava Card
Good to know
- No card or annual fee
- Spends BTC, ETH, SOL, BORG or stablecoins
- Google Pay and Curve
- Virtual only, no cash withdrawals
- 0.99% exchange fee on every payment
- Apple Pay only in some countries
Fees
SourceSwissBorg card page · checked November 10- Monthly fee
- €0No service or annual fee
- Virtual card
- Free
- Paying abroad
- SwissBorg Card rulebook (22.07.2026) · November 10
- 0% extra from SwissBorgMastercard's exchange rate
- Crypto conversion
- SwissBorg pricing policy (09.10.2026) · November 10
- 0.99%Plus a live market-liquidity adjustment; min €5 per exchange in the table
Plans
Standard€0
- Up to 5% of the exchange fee back in BORG
Bronze to Elite (loyalty ranks)Hold and lock BORG
- Up to 15–99% of the exchange fee back in BORG
Top up & withdraw
SourceSwissBorg pricing policy (09.10.2026) · checked November 10Top up
- Crypto
- SwissBorg Card rulebook (22.07.2026) · November 10
- BTC, ETH, SOL, BORG, USDC, USDG, EUROP (TGBP in the UK)Fiat balances can't be used
- Bank
- SEPA deposit free, then buy cryptoCard top-up 2.25% in the EU, 4.5% UK/CH
Withdraw
- To a crypto wallet
- Yes, 0.1% + network fee
For residents of 30 countries
Not on the list? Then SwissBorg Card doesn't accept people living there yet.
- How they check where you live
- Verified address (KYC level 2)
- ID from another country
- Not for citizens of 3 countries, wherever they live
- ID accepted
- SwissBorg Card rulebook (22.07.2026) · November 10
- Retail account, verified photo ID and verified address (KYC level 2); document types not published. You must live in one of the 30 countries
- Pays in
- SwissBorg Card rulebook (22.07.2026) · November 10
- Anywhere Mastercard works except ~20 sanctioned countries (Russia, Belarus, Iran, Venezuela…)
Not for citizens of
ChinaRussiaUnited States
Trust
SourceSwissBorg Card rulebook (22.07.2026) · checked November 10- Card issued by
- UAB Monavate
- Licence
- E-money institution authorised by the Bank of Lithuania; crypto side BlockNodes SAS, MiCA CASP (France, A2026-011)
- Based in
- Lithuania
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