Earn /yr if you spend A year at $500/mo2% cashback+$120Crypto conversion−$6
0% extra abroad, cashback on USDG
Get OKX CardGet card
MiniPay Card
Tap the card to read the small print
Your first yearEarn up to/yr
- Monthly fee · none
- $0
- Cashback · up to 5%
- /yr
- Currency fee · 0%
- $0
- ATM
- No
- Your money
- You hold it
- Sign-up
- ID check in the app, by country
- Apple / Google Pay
- The card itself
- Free virtual
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For stablecoin users who want a free virtual card that pays from their own wallet and gives cashback. Not for you if you need a physical card or cash from ATMs.
Need cash from ATMs? Compare with Lava Card
Good to know
- Funds stay in your wallet until you pay
- Cashback paid monthly
- Freeze and unfreeze in the app
- No physical card
- Countries shown only in the app
- Cashback excludes many categories
Fees
SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- Monthly fee
- $0No monthly or annual fee
- Paying abroad
- MiniPay Card cashback terms (25.08.2026) · November 10
- No MiniPay fee, Visa ratePress release: 'low nominal FX fee', no number
Plans
MiniPay Card$0
- Up to 5% back, max $100 a month
- Apple Pay and Google Pay
- Virtual Visa
Top up & withdraw
SourceMiniPay FAQ · checked November 10Top up
- Crypto
- USDT and USDC on CeloSettles in USD
Withdraw
Countries not published
- How they check where you live
- Not published
- ID from another country
- Not published
- ID accepted
- MiniPay FAQ · November 10
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
Trust
SourceMiniPay virtual card page · checked November 10- Card issued by
- Monavate Ltd (UK) or UAB Monavate (Lithuania)
- Licence
- FCA / Bank of Lithuania e-money institutions, Visa; Gnosis Pay programme manager; MiniPay by Blueboard Limited
- Based in
- United Kingdom / Lithuania
Changes
- June 23MiniPay Card launched
- August 25Cashback terms updated
- November 10MiniPay Card: facts read from minipay.to, Opera and Gnosis
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