COCA Visa Card

Name: COCA Visa Card
Brand: COCA
Rating: 4 (34 reviews)

Tap the card to read the small print

Get COCA Visa Card

Your first yearEarn about/yr

If you spend/mo

Monthly fee · none: $0
Cashback · 1%: /yr
Currency fee · 0%: $0
ATM: Fee not published
Your money: You hold it
Sign-up: ID + proof of address
Apple / Google Pay
The card itself: Free virtual, $5 plastic

How we calculateChecked November 10, sources in each section below

Our take

For people who want their card money in a wallet they control and a little cashback on everyday spending. Not for you if you want big rewards without locking up the app's own token.

Want more cashback? Compare with MEXC Card

Good to know

Money stays in a wallet you control
1% back on Starter, up to 8% on staked tiers
50% back on subscriptions on staked tiers
Only $15 of cashback a month can be claimed on Starter
Higher tiers lock COCA tokens, 30-day exit
ATM fee not published

Get the card

Fees

Source

Monthly fee: $0Zero annual fees
Virtual card: COCA Loyalty Program terms (updated 01.09.2026) · November 10; Free
Plastic card: COCA Loyalty Program terms (updated 01.09.2026) · November 10; $5 on Starter, Standard, Standard+Free on Premium and above
Paying abroad: No FX fee on direct pairsRate for other currencies not published
Crypto wallet: COCA help center, crypto fees · November 10; Network fees only

Plans

Starter$0, no staking

1% cashback
Claim up to $15 a month
Plastic card $5

StandardStake 300 COCA

3% cashback
50% back on 1 subscription
Claim up to $25 a month

Standard+Stake 1,000 COCA

4% cashback
50% back on 2 subscriptions
Claim up to $35 a month

PremiumStake 3,000 COCA

5% cashback
Free plastic card
Claim up to $60 a month

Premium+Stake 10,000 COCA

6% cashback
50% back on 3 subscriptions
Claim up to $140 a month

EliteStake 30,000 COCA

8% cashback
50% back on 4 subscriptions
Claim up to $350 a month

Limits

Source

Spending per month: €30,000€30,000 a purchase or a day; €75,000 per 3 months; €100,000 per 6 months
Cash per day: €850, 5 withdrawals
Cash per month: €5,000
Cashback you can claim: COCA Loyalty Program terms (updated 01.09.2026) · November 10; $15 a month on StarterUnclaimed rewards carry over and expire after 12 months

Top up & withdraw

Source

Top up

Crypto: COCA help center, supported deposit assets · November 10; USDC, USDT, EURC on Ethereum, Solana, Base, Tron, TON and more
Bank transfer: COCA help center, bank accounts · November 10; SEPA to your own IBANEUR accounts for EEA and UK residents only

Withdraw

To a crypto wallet: Yes
To a bank account: Yes
Cash withdrawal: COCA help center, card limits · November 10; Fee not published

For residents of 73 countries

Not on the list? Then COCA Visa Card doesn't accept people living there yet.

How they check where you live: Proof of address document
ID from another country: Where you live counts, not the country of your ID
ID accepted: COCA help center, ordering a card · November 10; Passport, ID card or driving licence, plus proof of address; residence counts, not citizenship
Pays in: COCA help center, virtual and physical card · November 10; Anywhere Visa works

Trust

Source

Card issued by: CCA Labs - FZCO (COCA); card provided with Wirex
Licence: COCA is not a licensed CASP (non-custodial wallet); card payments run on a partner's regulated payment infrastructure, named only as Wirex
Based in: UAE (Dubai Silicon Oasis)

App StoreChecked November 10

4.0★34 (UK) ratings