Free if you spend A year at $500/moNo fees and no cashback at this spend
No card fees, crypto back on purchases
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Coin98 Fusion Card
Tap the card to read the small print
Your first yearCard fee and FX fee not published
- Monthly fee
- Card fee and FX fee not published
- Cashback
- —
- Currency fee
- Card fee and FX fee not published
- ATM
- 1%, min S$5
- Your money
- Company holds it
- Sign-up
- Phone, email + ID check
- Apple / Google Pay
- The card itself
- One-time fee, amount not published
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who already keep stablecoins in this wallet and want to spend them with a phone tap. Not for you if you want to know the full cost before signing up: the card and currency fees are only shown in the app.
Want more cashback? Compare with MiniPay Card
Good to know
- Top up with USDT or USDC on five networks
- Apple Pay and Google Pay
- Works even if you lose the wallet
- 1% on every top-up
- Card and FX fees not published
- Virtual only for now
Fees
SourceCoin98 docs, how to issue and use the Fusion Card (incl. FAQ) · checked November 10- Annual fee
- $0
- Card
- One-time issuance feePaid in USDT, USDC, C98 or VIC; amount shown only in the app
- Top-up
- 1%Charged by Coin98 and DCS
- Paying in non-USD currency
- Coin98 docs, USD card vs SGD card · November 10
- FX fee, rate not publishedCard bills in USD since the move from the SGD programme after 12.08.2026
Plans
Fusion CardOne-time fee
- Virtual Visa
- No annual fee
- Apple Pay / Google Pay
Limits
SourceCoin98 docs, how to issue and use the Fusion Card (incl. FAQ) · checked November 10- Spending
- S$200,000 per rolling 12 monthsHigher on request
- Cash withdrawal
- S$10,000 a day, S$100,000 a month
Top up & withdraw
SourceCoin98 docs, how to issue and use the Fusion Card (incl. FAQ) · checked November 10Top up
- Crypto
- USDT (Ethereum, Solana, Polygon, Tron), USDC (Ethereum, Solana, Polygon, Base)Only from your own Coin98 Super Wallet address; Travel Rule details required
Withdraw
- Cash withdrawal
- 1% or S$5, whichever is higher
Countries not published
- How they check where you live
- Address and postal code entered for Travel Rule top-ups
- ID from another country
- Not published
- ID accepted
- Coin98 docs, how to issue and use the Fusion Card (incl. FAQ) · November 10
- National ID, driver's licence or passport, valid 3+ months, photo of the original
Trust
SourceCoin98 docs, how to issue and use the Fusion Card (incl. FAQ) · checked November 10- Card issued by
- DCS Card Centre (DeCard), Singapore
- Licence
- Visa card issued by DCS; Coin98 only relays support requests
- Based in
- Singapore
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