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Encrypto Card

Tap the card to read the small print

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Invite code or waitlist, some regions only

Your first yearFees not published
Monthly fee
Fees not published
Cashback
Weekly prize draw instead
Currency fee
Fees not published
ATM
No
Your money
You hold it
Sign-up
Invite, then ID check by Bridge
Apple / Google Pay
No
The card itself
Card fee not published

How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.·Checked November 10, sources in each section below

Our take

For people who hold many different coins in their own wallet and want to spend them without moving them to an exchange. Not for you if you want to see the card fees before signing up: they aren't published and access goes through invites.

Want more cashback? Compare with MiniPay Card

Good to know

  • Funds stay in your own wallet
  • Pays out to banks over SEPA, PIX, SPEI, ACH
  • Swaps any coin on many chains
  • Invite or waitlist only
  • No card fee schedule published
  • Not available in every region
FeesPlansTop up & withdrawCountriesTrustSimilar cardsCompare
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Fees

SourceEncrypto fees page · checked November 10
Card fees
Not publishedFees page lists only free sends between users and free yield deposits
Other fees
Encrypto terms of service v1.0 (16.02.2026) · November 10
Shown before you confirmTerms: transaction, network and withdrawal fees disclosed before each transaction
Sends between Encrypto users
Free

Plans

Encrypto CardNot published
  • Virtual Visa debit
  • Spends USDC from your wallet
  • Optional 'Double or Nothing' mode and weekly jackpot
Black TierInvite only
  • Collateral removes fees on card, ramps, swaps
  • Lounge, flights, hotels

Top up & withdraw

SourceEncrypto web app (sign-up and in-app text) · checked November 10

Top up

Crypto
USDC on Solana spends right away; other coins on many chains swapped first

Withdraw

To a bank
Encrypto home page and card disclosures · November 10
ACH, SEPA, PIX, SPEI, wire, ZelleBank payouts via Bridge, Ripio and Koywe

Countries not published

Encrypto Card doesn't publish which countries it accepts. Check with the issuer before you sign up.
How they check where you live
Not published
ID from another country
Not published
ID accepted
Encrypto web app (sign-up and in-app text) · November 10
18+; ID photos and a selfie sent to Bridge for KYC (passport, national ID, residence permit)
Pays in
Encrypto home page and card disclosures · November 10
150M+ merchants in 160+ countries

Trust

SourceEncrypto home page and card disclosures · checked November 10
Card issued by
Lead Bank, via Bridge Ventures LLC (program manager) and Encrypto Inc.
Licence
Prepaid Visa debit issued by Lead Bank under licence from Visa U.S.A.; money transmission by Bridge Building Inc. (FinCEN MSB, NMLS #2450917)
Based in
USA (Encrypto Inc., Delaware)

No app store rating found for Encrypto Card yet.

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Exodus Card

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