Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
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ZikCards Virtual Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 1.5%
- /yr
- ATM
- No
- Your money
- Company holds it
- Sign-up
- Passport, ID card or driving licence + selfie
- Apple / Google Pay
- The card itself
- $5 per card
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people whose local card gets refused by ad platforms, AI tools or foreign stores and who don't mind verifying an ID. Not for you if you top up often: you pay once to deposit and again to load the card.
Want more cashback? Compare with MEXC Card
Good to know
- US-issued cards where local cards fail
- One card per service, closed in a tap
- Apple Pay and Google Pay
- Two fees before you can spend
- Cross-border fee outside the US
- Taxis, transit and fuel pumps blocked
Fees
SourceZikCards pricing · checked November 10- Deposit fee
- $1 + 1%BNB Smart Chain; other networks may differ, shown before sending
- Card creation
- $5 once
- Card funding
- 3%Plus $1 on top-ups under $100
- Monthly fee
- $0
- Transaction fee
- $0 or $0.30 a payment, by card
- Cross-border
- 1.5% or $0.50 + 2.5%, by cardOnly when the merchant settles outside the US
- Declines
- From $0; $0.30 or $0.75 on some cards
- Withdrawal
- $5 + 1%Back to your own USDT address
Plans
Virtual card$5 per card
- Visa or Mastercard, US or Singapore issued
- 3D Secure on supported cards
- Valid three years
Limits
SourceZikCards help, who issues the cards · checked November 10- Cards at once
- Shown in the dashboard
Top up & withdraw
SourceZikCards help, USDT networks · checked November 10Top up
- Crypto
- USDT on BNB Chain, Polygon, Solana, TRON, Ethereum; USDC on BNB Chain, Polygon, SolanaStablecoins only
Withdraw
For residents of 245 countries
AfghanistanÅland IslandsAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua & BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBermudaBhutanBoliviaBosnia & HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBritish Virgin IslandsBruneiBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCaribbean NetherlandsCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos (Keeling) IslandsColombiaComorosCongo - BrazzavilleCongo - KinshasaCook IslandsCosta RicaCôte d’IvoireCroatiaCuraçaoCyprusCzechiaDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard & McDonald IslandsHondurasHong KongHungaryIcelandIndiaIndonesiaIraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmar (Burma)NamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth MacedoniaNorthern Mariana IslandsNorwayOmanPakistanPalauPalestinePanamaPapua New GuineaParaguayPeruPhilippinesPitcairn IslandsPolandPortugalPuerto RicoQatarRéunionRomaniaRussiaRwandaSamoaSan MarinoSão Tomé & PríncipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint MaartenSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia & South Sandwich IslandsSouth KoreaSouth SudanSpainSri LankaSt. BarthélemySt. HelenaSt. Kitts & NevisSt. LuciaSt. MartinSt. Pierre & MiquelonSt. Vincent & GrenadinesSudanSurinameSvalbard & Jan MayenSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTokelauTongaTrinidad & TobagoTunisiaTürkiyeTurkmenistanTurks & Caicos IslandsTuvaluU.S. Outlying IslandsU.S. Virgin IslandsUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVatican CityVenezuelaVietnamWallis & FutunaWestern SaharaYemenZambiaZimbabwe
Not on the list? Then ZikCards Virtual Card doesn't accept people living there yet.
- How they check where you live
- Not published
- ID from another country
- Not for citizens of 4 countries, wherever they live
- ID accepted
- ZikCards help, ID needed · November 10
- Passport, national ID card or driving licence, front and back, plus a selfie
- Pays in
- ZikCards help, blocked purchases · November 10
- Online worldwide and in shops via Apple Pay / Google Pay; no ATM; gambling, crypto, money transfer, taxis, transit and fuel blocked
Not for citizens of
CubaIranNorth KoreaSyria
Trust
SourceZikCards help, who issues the cards · checked November 10- Card issued by
- Rab Technologies & Traders LLC with card-issuing partners
- Licence
- Not a bank; cards issued in the US and Singapore by unnamed licensed partners
- Based in
- United States (Wyoming)
No app store rating found for ZikCards Virtual Card yet.
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