Free if you spend A year at $500/moNo fees and no cashback at this spend
No card fees, crypto back on purchases
Get Coinbase CardGet card
Pionex Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback · 1%
- /yr
- Currency fee · 0%
- $0
- ATM
- Not yet (physical card only)
- Your money
- Company holds it
- Sign-up
- Pionex KYC2 + minimum balance
- Apple / Google Pay
- The card itself
- Free virtual
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who keep USDT on Pionex and like the card balance earning interest while it waits. Not for you if you want real cashback: it mostly cancels out the fee on each purchase.
Want more cashback? Compare with MiniPay Card
Good to know
- Card balance earns 5% a year
- 1% back with no monthly cap
- WeChat, Alipay, LINE Pay and PayPal
- Needs a minimum balance to apply
- 0.50 USDT per failed payment
- Not for US, UK or French residents
Fees
SourcePionex help center, Visa card fee schedule · checked November 10- Monthly fee
- $0No annual or inactivity fee
- Every purchase
- 1%Plus a 1% hold while the payment settles
- Small purchases
- 0.2 USDT each at $5 or lessFirst one each month free
- Failed payment
- 0.5 USDTFirst one each month free; timeouts and maintenance free
- Paying abroad
- No FX fee listedConverted at the Visa rate; USD/USDT fixed 1:1
- Dispute
- 50 USDT per case, 600 USDT if arbitration is lost
Plans
Visa cardFree
- 1% cashback, no cap
- Up to 5% extra at partner merchants such as Trip.com
- 5% a year on the USDT balance, paid hourly
Limits
SourcePionex help center, Visa card fee schedule · checked November 10- Spending
- 10,000 USDT per purchase and a day, 50,000 a monthTemporary raise to 500,000 with 16,000 USDT balance
- ATM (physical)
- 3,000 USDT a day, 7,000 a month
Top up & withdraw
SourcePionex Card page and FAQ · checked November 10Top up
- Crypto
- USDT to the card accountCard page also mentions fiat deposits; not detailed
Withdraw
- Back to the Pionex account
- Pionex help center, how to apply · November 10
- Not stated on the pages read
- Cash withdrawal
- Pionex help center, Visa card fee schedule · November 10
- 2% (physical card only)Card page: no physical card yet
Countries not published
- How they check where you live
- Visa: address including house number; Mastercard: no address entry
- ID from another country
- Not published
- ID accepted
- Pionex help center, how to apply · November 10
- KYC level 2 required; document types for first-time KYC not listedA KYC region change needs a government ID card, passport or driving licence from the new country
- Pays in
- Pionex help center, card restrictions by region · November 10
- Anywhere Visa/Mastercard works except merchants in Afghanistan, Venezuela, Russia, Myanmar, Ukraine, North Korea, Iran and Belarus
Trust
SourcePionex help center, how to apply · checked November 10- Card issued by
- Not named (Pionex Card)
- Licence
- Visa card issued out of Singapore; Mastercard out of Hong Kong or the US. Issuing bank/BIN sponsor not named
- Based in
- Singapore (Visa)
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