Free if you spend A year at $500/moNo fees and no cashback at this spend
No card fees, crypto back on purchases
Get Coinbase CardGet card
TP Card
Tap the card to read the small print
Get TP Card
New applications paused (Fiat24 maintenance)
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 0%
- $0
- ATM
- No
- Your money
- Company holds it
- Sign-up
- Wallet + account NFT + ID check
- Apple / Google Pay
- The card itself
- Mint fee 0.002 ETH (refunded for first 10,000 users)
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For TokenPocket users who want a virtual card with balances in several currencies and free exchange between them. Not for you if you need cash from ATMs or a physical card.
Need cash from ATMs? Compare with Lava Card
Good to know
- EUR, USD, CHF and CNH balances, free exchange
- Works in Alipay and WeChat Pay too
- EUR and CHF IBAN transfers
- 1% on crypto top-ups
- Virtual only, no ATM
- $1 per refund since 15.05.2026
Fees
SourceTokenPocket help center, detailed TP Card fees · checked November 10- Annual fee
- $0
- Opening (account NFT)
- 0.002 ETH on ArbitrumRefunded for the first 10,000 real users
- Crypto top-up
- Fiat24 docs, crypto top-up · November 10
- 1%TokenPocket: 0.5–1%, lower with referrals; 4-digit NFTs 0.5%
- Purchases
- No transaction fee
- Paying in other currencies
- TokenPocket help center, TP Card FAQ · November 10
- No TP Card fee publishedPaid from the matching balance; otherwise converted to the default card currency
- Refund
- Fiat24 docs, MasterCard Debit · November 10
- 1 USD / EUR / CHF, 7 CNH eachFrom 15.05.2026, taken from the refund
Plans
Standard$0
- 5–8 digit account NFT
- €20,000 a month
- 1% crypto top-up
Premium4-digit account NFT
- €200,000 a month
- 0.5% crypto top-up
Limits
SourceFiat24 docs, MasterCard Debit · checked November 10- Spending (Standard)
- €20,000 a month, €10,000 a day
- Spending (TokenPocket page)
- TokenPocket help center, detailed TP Card fees · November 10
- $100,000 a monthConflicts with Fiat24's Standard limit
Top up & withdraw
SourceTokenPocket help center, TP Card FAQ · checked November 10Top up
- Bank transfer
- EUR and CHF to the Fiat24 IBAN1–2 business days
Withdraw
- To a bank
- EUR and CHF payouts
For residents of 43 countries
Åland IslandsAustraliaAustriaBelgiumBulgariaCanadaCroatiaCyprusCzechiaDenmarkEstoniaFaroe IslandsFinlandFranceGermanyGreeceHong KongHungaryIcelandIrelandItalyJapanLatviaLiechtensteinLithuaniaLuxembourgNetherlandsNew ZealandNorwayPolandPortugalRéunionRomaniaSingaporeSlovakiaSloveniaSouth KoreaSpainSvalbard & Jan MayenSwedenSwitzerlandTaiwanUnited Kingdom
Not on the list? Then TP Card doesn't accept people living there yet.
- How they check where you live
- GPS location at account opening
- ID from another country
- Not for citizens of 4 countries, wherever they live
- ID accepted
- Fiat24 docs, Individual Account (eligibility) · November 10
- Biometric ID or passport (ePassport); you must live in an eligible countryMainland China applicants may use a Chinese national ID card
- Pays in
- Fiat24 docs, MasterCard Debit · November 10
- Anywhere Mastercard/Visa works except OFAC-sanctioned places; no gambling, money transfers, fuel pumps, charities
Not for citizens of
IranNorth KoreaRussiaUnited States
Trust
SourceFiat24 payment card terms and conditions · checked November 10- Card issued by
- SR Saphirstein AG (Fiat24)
- Licence
- Mastercard virtual cards issued by Fiat24; Visa in Europe per TokenPocket's FAQ
- Based in
- Switzerland
Changes
- May 15Fiat24 refund fee introduced
- November 10TP Card: facts read from TokenPocket's help center and Fiat24 docs
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