Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
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dtcpay Visa Card
Tap the card to read the small print
Your first yearSwap spread not published
- Monthly fee
- Swap spread not published
- Cashback
- —
- Currency fee
- Swap spread not published
- ATM
- $1.50
- Your money
- Company holds it
- Sign-up
- Passport, proof of address, bank statement
- Apple / Google Pay
- The card itself
- Free
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who keep stablecoins with a licensed wallet and want a free Visa to spend them. Not for you if you pay mostly in foreign currencies: international payments carry a fee.
Pay in other currencies a lot? Compare with MiniPay Card
Good to know
- No card, annual or issuance fee
- Virtual card at once, physical free
- Licensed by Singapore's MAS
- 1.6% on international payments
- Passport, proof of address and bank statement
- No ATM cash in Singapore
Fees
Sourcedtcpay FAQ, card fees (archived copy of 24.03.2026) · checked November 10- Monthly fee
- $0Application, annual, replacement and cancellation free
- Physical card
- Free
- Paying abroad
- 1.6%Card page and FX FAQ say Visa rate with no markup
- Crypto deposit
- dtcpay FAQ, deposit and withdrawal fees (archived copy of 24.03.2026) · November 10
- Free
- Withdrawing crypto
- dtcpay FAQ, wallet fee schedule (archived copy of 15.06.2026) · November 10
- 2–9 USDT/USDCBank withdrawal SGD 5 or USD 25
Plans
Visa Platinum$0
- Virtual instantly, physical free
- Google Pay, Samsung Pay, Apple Pay
Visa Infinite (metal)Waitlist
- Travel privileges and lifestyle rewards
- 24/7 concierge
- Fees not published
Limits
Sourcedtcpay card page · checked November 10- Spending
- Set in the appNo figures published
Top up & withdraw
Sourcedtcpay help centre · checked November 10Top up
- Crypto
- USDT, USDC, FDUSD, WUSDUnhosted wallets must be whitelisted first
- Bank
- USD, SGD, EUR, GBP, HKD and more
Withdraw
- To crypto or bank
- dtcpay FAQ, wallet fee schedule (archived copy of 15.06.2026) · November 10
- YesCrypto 2–9 USDT/USDC; bank SGD 5 or USD 25
- Cash withdrawal
- dtcpay FAQ, card fees (archived copy of 24.03.2026) · November 10
- $1.50Balance inquiry $1; not available in Singapore
Countries not published
- How they check where you live
- Proof of address document dated within 6 months
- ID from another country
- Not published
- ID accepted
- dtcpay FAQ, individual account opening (archived copy of 18.05.2026) · November 10
- Passport (national ID or Singpass for Singapore citizens), proof of address and a bank statement from the last 3 months
- Pays in
- dtcpay FAQ, where to withdraw (archived copy of 11.04.2026) · November 10
- Wherever Visa is accepted; ATMs worldwide except Singapore
Trust
Sourcedtcpay licences · checked November 10- Card issued by
- Digital Treasures Center Pte Ltd (dtcpay)
- Licence
- Major payment institution licence from the Monetary Authority of Singapore (PS20200531); issuing bank not named
- Based in
- Singapore
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Costs /yr if you spend A year at $500/moCurrency fee−$108
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