Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
Get Bybit Card (partner link)Get card · partner link
Gate Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback · 1%
- /yr
- Currency fee · 1%
- /yr
- ATM
- 2%
- Your money
- Company holds it
- Sign-up
- Gate account + ID (KYC level 2)
- Apple / Google Pay
- The card itself
- Free virtual and physical
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who keep crypto on Gate and want a free physical card with a little cashback. Not for you if you spend a lot each month: the base cashback stops at a low cap.
Want more cashback? Compare with MiniPay Card
Good to know
- Free physical card
- Apple Pay and Google Pay
- Spends USDT, BTC, ETH or GT
- Base cashback capped at 5 USDT a month
- Card type and fees depend on where you live
- 0.9% on every crypto conversion
Fees
SourceGate help center, Orange Card fees and limits (23.04.2026) · checked November 10- Monthly fee
- $0No inactivity fee
- Virtual card
- Free
- Physical card
- FreeReplacement $25
- Paying abroad
- 1% extraOn non-USD purchases
- Crypto conversion
- 0.9%$0.05 on purchases under $2
- Declined payments
- Gate help center, declined-payment fees (03.11.2026) · November 10
- 0.5 USDT from the 7th a monthBlue, AI and Gold cards only; Orange, Graphite and Silver exempt
Plans
T0 (VIP 0–4)$0
- 1% back, up to 5 USDT a month
T1 (VIP 5–7 or $500+ a month)$0
- 1% back, up to 50 USDT a month
T2 (VIP 8 or $3,000+ a month)$0
- 2% back, up to 100 USDT a month
T3 (VIP 9 or $6,000+ a month)$0
- 3% back, up to 150 USDT a month
T4 (VIP 10–12 or $10,000+ a month)$0
- 5% back, up to 250 USDT a month
T5 (VIP 13–14 or $15,000+ a month)$0
- 8% back, up to 400 USDT a month
Limits
SourceGate help center, Orange Card fees and limits (23.04.2026) · checked November 10- Spending
- $50,000 a day, $990,000 a monthOrange Card, all tiers
- Cash
- $5,000 a day, $15,000 a monthUp to $50,000 a year
Top up & withdraw
SourceGate Card page · checked November 10Top up
- Crypto
- USDT, BTC, ETH, GT (instant spend mode)Prepaid cards support more assets
Withdraw
- To a crypto wallet
- Yes, from the Gate account
- Cash withdrawal
- Gate help center, Orange Card fees and limits (23.04.2026) · November 10
- 2%Plus the ATM's own fee
Countries not published
- How they check where you live
- Proof of address from the last 3 months (some card types)
- ID from another country
- Not published
- ID accepted
- Gate help center, Orange Card FAQ (23.04.2026) · November 10
- Not published (KYC level 2 in the app; some card types need proof of address from the last 3 months)
Trust
SourceGate help center, Orange Card introduction (23.04.2026) · checked November 10- Card issued by
- Gate (BIN sponsor not named)
- Licence
- Help center calls it 'a Visa credit card issued by Gate'; the issuing bank is not published
- Based in
- Not published
Offers
Referral bonus5 USDT for you and 2 USDT for a friend who gets a card
Changes
- October 8Gate and Visa announce the card for 40+ markets
- July 2New points system, up to 8% cashback
- November 10Gate Card: every fact checked against the official pages
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Costs /yr if you spend A year at $500/moCurrency fee−$108
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