Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
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Kolan Card
Tap the card to read the small print
Your first yearCard and crypto top-up fees not published
- Monthly fee
- Card and crypto top-up fees not published
- Cashback
- —
- Currency fee
- Card and crypto top-up fees not published
- ATM
- No
- Your money
- Company holds it
- Sign-up
- ID check in the app
- Apple / Google Pay
- No
- The card itself
- Not published
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For freelancers who get paid in dollars, euros or pounds and want a card on that balance. Not for you if you often pay in other currencies: the foreign fees stack up.
Pay in other currencies a lot? Compare with MEXC Card
Good to know
- Receive USD, EUR and GBP
- Card in seconds
- Free USDC and USDT withdrawals
- Card fee not published
- Up to 3% FX plus up to 3% cross-border
- Virtual card only
Fees
SourceKolan Card Terms, International Consumer Program (effective 03.07.2026) · checked November 10- Monthly fee
- Not publishedNone in the card terms' fee table
- Interest
- 0% APRKolan may add interest later with notice
- Paying in another currency
- Up to 3%
- Cross-border
- Up to 3%On foreign purchases, on top of FX
- ACH deposit
- Kolan pricing page · November 10
- 2%, $2 flat under $100Wires $30 more; payroll from platforms has no limit
- Late payment
- Up to $40Returned payment up to $29
Plans
Kolan Virtual CardCard fee not published
- Virtual Visa in USD
- Spends your Kolan balance
Limits
SourceKolan pricing page · checked November 10- Bank deposits
- Up to $4,999 per transactionHigher on request
Top up & withdraw
SourceKolan pricing page · checked November 10Top up
- Bank
- USD (ACH, wire, SWIFT), EUR (SEPA), GBP (Faster Payments); Apple Pay
Withdraw
- To a crypto wallet
- USDC and USDT, $0
For residents of 234 countries
AfghanistanÅland IslandsAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua & BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBermudaBhutanBoliviaBosnia & HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBritish Virgin IslandsBruneiBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCaribbean NetherlandsCayman IslandsCentral African RepublicChadChileChristmas IslandCocos (Keeling) IslandsColombiaComorosCongo - BrazzavilleCongo - KinshasaCook IslandsCosta RicaCôte d’IvoireCroatiaCuraçaoCyprusCzechiaDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard & McDonald IslandsHondurasHong KongHungaryIcelandIndonesiaIrelandIsle of ManItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueMyanmar (Burma)NamibiaNauruNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth MacedoniaNorthern Mariana IslandsNorwayOmanPakistanPalauPalestinePanamaPapua New GuineaParaguayPeruPhilippinesPitcairn IslandsPolandPortugalPuerto RicoQatarRéunionRomaniaRwandaSamoaSan MarinoSão Tomé & PríncipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint MaartenSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia & South Sandwich IslandsSouth KoreaSouth SudanSpainSri LankaSt. BarthélemySt. HelenaSt. Kitts & NevisSt. LuciaSt. MartinSt. Pierre & MiquelonSt. Vincent & GrenadinesSudanSurinameSvalbard & Jan MayenSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTokelauTongaTrinidad & TobagoTunisiaTurkmenistanTurks & Caicos IslandsTuvaluU.S. Outlying IslandsU.S. Virgin IslandsUgandaUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVatican CityWallis & FutunaWestern SaharaYemenZambiaZimbabwe
Not on the list? Then Kolan Card doesn't accept people living there yet.
- How they check where you live
- Not published
- ID from another country
- Not published
- Pays in
- Kolan Card prohibitions list (updated 23.07.2026) · November 10
- Wherever Visa is accepted, except Syria, Iran, Cuba, North Korea, Russia, Ukraine, Venezuela
Trust
SourceKolan Card Terms, International Consumer Program (effective 03.07.2026) · checked November 10- Card issued by
- Third National with Hurupay Inc. (Kolan)
- Licence
- Visa card issued by Third National under Puerto Rico law; Kolan is a technology provider, accounts via Bridge Ventures Inc.
- Based in
- United States (Delaware); card terms under Puerto Rico law
Changes
- July 3New card terms (Third National) effective
- November 10Kolan Card: facts read from kolan.xyz and Kolan's legal site
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