Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
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Crypto.com Visa Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 2%
- /yr
- ATM
- €200 free/mo
- Your money
- Company holds it
- Sign-up
- Crypto.com account + ID
- Apple / Google Pay
- The card itself
- €4.99 physical
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who already use the Crypto.com app and want a card that is easy to get in many places. Not for you if you want cashback without paying for a plan.
Want more cashback? Compare with Lava Card
Good to know
- Travel bookings earn CRO back
- Issued locally in many regions
- €6 a month after 12 idle months
- €50 to close the account
- Cashback paid in CRO token
Fees
SourceCrypto.com help center, card fees and limits (Europe) · checked November 10- Physical card
- €4.99Basic (Midnight); Plus €24.99 unless paid yearly or 6+ months
- Paying abroad
- 2% extraOutside the EU / UK; 0.2% inside
- Top up by bank card
- 1%
- Inactivity
- €6 a monthAfter 12 months without activity (€5 until 30.09.2026)
- Account closure
- €50
Plans
Basic (Midnight)$0
- No cashback on everyday spending
- Up to 5% back on Crypto.com Travel
Plus (Ruby)$4.99 / month or $500 CRO locked
- 1.5% in CRO on the first $750 a month
- No FX fee outside the EU up to €400 a month
Pro (Jade / Indigo)$29.99 / month or $5,000 CRO locked
- 2.5% in CRO on the first $1,500 a month
- No FX fee outside the EU up to €800 a month
Private$50,000+ CRO locked for 12 months
- 3.5–4.5% in CRO
- No FX fee
- Lounge access
Limits
SourceCrypto.com help center, card fees and limits (Europe) · checked November 10- Spending
- €25,000 a day and a month
- Cash
- €2,000 a day, €10,000 a month
- Card balance
- Up to €25,000
Top up & withdraw
SourceCrypto.com card page · checked November 10Top up
- Crypto
- From the Crypto.com app, converted to eurosCrypto is sold first; it can't sit on the card
Withdraw
- To a crypto wallet
- Yes, from the Crypto.com app
- Cash withdrawal
- Crypto.com help center, card fees and limits (Europe) · November 10
- Free to €200/mo, then 2%
For residents of 31 countries
Not on the list? Then Crypto.com Visa Card doesn't accept people living there yet.
- How they check where you live
- Residential address; a proof of address document (utility bill, bank statement, government letter or valid government ID) if asked
- ID from another country
- Not published
- ID accepted
- Crypto.com help center, proof of address documents · November 10
- Not published for the card
Trust
SourceCrypto.com card page · checked November 10- Card issued by
- Foris MT Limited
- Licence
- E-money institution, Malta Financial Services Authority; Visa principal member. UK: ForisGFS UK; US: Community Federal Savings Bank
- Based in
- Malta
Changes
- October 1Inactivity fee raised to €6 a month
- November 10Crypto.com Visa Card: every fact checked against the official pages
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