Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
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Bitzaro Card
Tap the card to read the small print
Your first year on the cheapest plan, Virtual card, $5 a yearCosts about/yr
- Monthly fee · $5/yr
- /yr
- Cashback
- None
- Currency fee · 1.5%
- /yr
- ATM
- 2.5%, physical card
- Your money
- Company holds it
- Sign-up
- Bitzaro Wallet + ID and selfie
- Apple / Google Pay
- The card itself
- Virtual $5 a year, physical 50 USDT + $25 a year
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people paid in stablecoins who want a card that turns them into dollars only at the moment they pay. Not for you if you top up in small amounts: every reload carries a flat minimum fee.
Can show an ID? Compare with MiniPay Card
Good to know
- USDT converts only when you pay
- Virtual card issued as soon as ID clears
- Deposit USDT on Ethereum, BSC, Tron or Solana
- At least 3 USDT per reload
- No Apple Pay
- Annual fee even for the virtual card
Fees
SourceBitzaro Card Terms of Use (effective 23.10.2026) · checked November 10- Virtual card
- Free to issue, $5 a year
- Physical card
- 50 USDT once, $25 a yearDelivery included; replacement 50 USDT (virtual 5 USDT)
- Reload
- 0.5%, min 3 USDTUp to 600 USDT: flat 3 USDT
- Paying abroad
- 1.5%Non-USD purchases
Plans
Virtual card$5 / year
- Free to issue
- Google Pay
Physical card50 USDT + $25 / year
- In-store tap and chip
- ATMs in 100+ countries
Top up & withdraw
SourceBitzaro help centre, what is the Bitzaro Card · checked November 10Top up
- Crypto
- USDT from the Bitzaro Wallet (Ethereum, BSC, Tron, Solana)Main Wallet → Card Wallet → card
Withdraw
- ATM
- Bitzaro Card Terms of Use (effective 23.10.2026) · November 10
- 2.5%Physical card only; plus the ATM's own fee
Countries not published
- How they check where you live
- Residential address and current location verified in the app
- ID from another country
- Where you live counts, not the country of your ID
- ID accepted
- Bitzaro Card page · November 10
- Government photo ID + live selfie (Sumsub); eligibility by residential address, not nationality
Trust
SourceBitzaro Card Terms of Use (effective 23.10.2026) · checked November 10- Card issued by
- Bitzaro Limited (Hong Kong, 76340539) with a third-party card-issuing partner; conversion via Reap
- Licence
- Card terms under Hong Kong law; Bitzaro is a FINTRAC-registered MSB (Canada) through Bitzaro Maple Capital Ltd.
- Based in
- Hong Kong
Changes
- October 23Card Terms of Use updated
- November 10Bitzaro Card: facts read from bitzaro.com and the help centre
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