Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
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Binance Card
Tap the card to read the small print
Your first yearEarn about/yr
- Monthly fee · none
- $0
- Cashback · 2%
- /yr
- Currency fee · 2%
- /yr
- ATM
- 2 free/mo, then $1.50
- Your money
- Company holds it
- Sign-up
- Binance account + ID
- Apple / Google Pay
- The card itself
- Free virtual, $10 physical
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For Binance users who want to spend straight from their exchange balance with cashback that grows as they spend more. Not for you if you often pay in other currencies: every purchase outside the dollar carries a hefty fee.
Pay in other currencies a lot? Compare with MiniPay Card
Good to know
- Pays from Spot, Funding and Earn balances
- Choose up to 12 coins and their order
- Apple Pay and Google Pay
- 0.9% conversion unless you pay in USDC
- Physical card not in every country
- Cashback paid next month, can be clawed back
Fees
SourceBinance FAQ, Global Program fees and limits (updated 22.09.2026) · checked November 10- Monthly fee
- $0No annual fee
- Virtual card
- Free
- Physical card
- $10, $70 with premium shippingOnly where a physical card is offered
- Paying abroad
- 2% extraOn non-USD purchases, on top of Mastercard's rate; 3% in New Zealand and Australia
- Crypto conversion
- 0.9%, USDC 0.1%U token: no conversion or FX fee
Plans
Tier 1$0, under $100 a month
- 1.5% cashback
Tier 2$0, $100–1,000 a month
- 2% cashback on the whole month
Tier 3$0, from $1,000 a month
- 3% cashback, up to $100 a month
Limits
SourceBinance FAQ, Global Program fees and limits (updated 22.09.2026) · checked November 10- Spending
- Set by your Binance KYC levelCard page: $100,000 a day, $150,000 a month, $200,000 a year
- Spending (Mexico, KYC 1)
- Binance FAQ, Global Program fees and limits (Mexico) · November 10
- 1,000 USDC a day and a monthKYC 3: 10,000 a day, 40,000 a month
Top up & withdraw
SourceBinance Card page · checked November 10Top up
- Crypto
- USDC, USDT, FDUSD, BNB, BTC, ETH, SOL, XRP, LTC, ADA, USpent straight from the Binance account; no separate card balance
Withdraw
- Cash withdrawal
- Binance FAQ, Global Program fees and limits (updated 22.09.2026) · November 10
- 2 free a month, then $1.50 eachPhysical card only
Countries not published
- How they check where you live
- Residential address entered in card application
- ID from another country
- Not published
- ID accepted
- Binance FAQ, Global Program eligibility and ordering · November 10
- Not publishedThe FAQ asks for identity verification (KYC) and your residential address; it names no accepted documents
Trust
SourceBinance FAQ, Global Program fees and limits (Mexico) · checked November 10- Card issued by
- Immersve Limited
- Licence
- Mastercard card issuer under the Mastercard Global Reach Partner Program; NZBN 9429050083725, FSP1003031
- Based in
- New Zealand
Changes
- June 1New fees and cashback tiers: 2% FX for most countries, cashback 1.5–3% with a $100 cap
- November 21Binance Card - Global Program launched (Immersve, New Zealand)
- November 10Binance Card: facts read from the card page and the support FAQs
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