Free if you spend A year at $500/moNo fees and no cashback at this spend
No card fees, crypto back on purchases
Get Coinbase CardGet card
Nexo Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 0.2%
- /yr
- ATM
- €200 free/mo
- Your money
- Company holds it
- Sign-up
- Nexo account + European ID
- Apple / Google Pay
- The card itself
- Free virtual; physical from Gold tier
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who keep crypto on Nexo and would rather borrow against it than sell. Not for you if you want cashback on everyday spending without taking a loan.
Want more cashback? Compare with MiniPay Card
Good to know
- Borrow instead of selling crypto
- Interest on the unspent balance
- Cashback only in Credit Mode
- Plastic card needs Gold tier, $5,000
- Weekend payments cost more
- $50 balance to open
Fees
SourceNexo Card page · checked November 10- Virtual card
- FreeNeeds $50 in the account (not a fee)
- Physical card
- FreeGold tier or higher and $5,000+ in assets
- Paying abroad
- 0.2% extraEEA/UK/CH weekdays; 0.7% weekends. Rest of world 2% / 2.5%
- Credit Mode interest
- Nexo blog, crypto cards compared (data Oct 2026) · November 10
- From 1.9% a yearPlatinum 1.9%, Gold 3.9% with LTV under 20%; other tiers not published
Plans
Debit Mode$0
- No cashback
- Spend your crypto, earn interest on the rest
Credit Mode, Base$5,000+ in assets
- 0.5% in NEXO or 0.1% in BTC
Credit Mode, Silver / GoldLoyalty tier (NEXO share)
- 0.7% / 1% in NEXO
- Gold: plastic card, €1,000 ATM a month
Credit Mode, PlatinumLoyalty tier (NEXO share)
- 2% in NEXO or 0.5% in BTC
- €2,000 ATM a month
Limits
SourceNexo blog, crypto cards compared (data Oct 2026) · checked November 10- Cashback caps
- $50–200 a monthBy tier
Top up & withdraw
SourceNexo Card page · checked November 10Top up
- Crypto
- Assets held on Nexo
- Bank transfer
- Not checked
Withdraw
- To a crypto wallet
- Yes, from the Nexo account
- Cash withdrawal
- Free to €200/mo, then 2%Min €1.99; Silver €400, Gold €1,000, Platinum €2,000
Countries not published
- How they check where you live
- Country of residence chosen at sign-up; a proof of address document to change it
- ID from another country
- Not published
- ID accepted
- Nexo Card page · November 10
- Supported identity document issued in the EEA, the UK or another eligible European country
Trust
SourceNexo Card page · checked November 10- Card issued by
- DiPocket UAB
- Licence
- Mastercard; e-money institution
- Based in
- Lithuania
Changes
- July 8Card launched in Argentina
- November 10Nexo Card: every fact checked against the official pages
Similar cards
All cards
Earn /yr if you spend A year at $500/mo1% cashback+$60Crypto conversion−$59
1% back when you pay with crypto, no FX fee
Get Bitpanda CardGet card
Costs /yr if you spend A year at $500/mo1% cashback+$60Currency fee−$27Crypto conversion−$54
EEA only: 1% cashback with no monthly cap
Get Bybit Card EUGet card
