Free if you spend A year at $500/moNo fees and no cashback at this spend
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imToken Card
Tap the card to read the small print
Get imToken Card
New applications paused (Fiat24 maintenance)
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 0%
- $0
- ATM
- No ATM
- Your money
- Company holds it
- Sign-up
- Wallet + account NFT + passport check
- Apple / Google Pay
- The card itself
- Mint fee 0.001 ETH
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For imToken users who want a virtual card with balances in several currencies and no fee for paying in them. Not for you if you need cash from ATMs or a card you can sign up for today.
Need cash from ATMs? Compare with Lava Card
Good to know
- USD, EUR, CHF and CNH balances, no FX fee
- Works in Alipay, WeChat Pay, Apple Pay and Google Pay
- Swiss IBAN for EUR and CHF
- New applications and crypto top-ups paused
- 1% on crypto top-ups
- Virtual only, no ATM
Fees
SourceimToken help center, imToken Card (Fiat24) FAQ · checked November 10- Annual fee
- $0
- Opening (account NFT)
- 0.001 ETH mint feeFiat24 pricing lists 8-digit NFTs as free and 5–6 digit as 1 F24
- Crypto top-up
- 1%Fiat24: 1% for 5–8 digit NFTs, 0.5% for 4-digit
- Paying in other currencies
- No FX or conversion fee'Additional charges may apply for settlement and exchange rate discrepancies'
- Fiat deposit
- Free
- Refund
- imToken help center, refund fee update (26.06.2026) · November 10
- 1 USD / EUR / CHF, 7 CNH eachCharged by Fiat24 since 15.05.2026
Plans
Standard$0 + 0.001 ETH mint
- 5–8 digit account NFT
- €20,000 a month
- 1% crypto top-up
Premium4-digit account NFT
- €200,000 a month
- 0.5% crypto top-up
Limits
SourceFiat24 docs, MasterCard Debit · checked November 10- Spending (Standard)
- €20,000 a month, €10,000 a day
- Account (Fiat24 pricing)
- Fiat24 docs, pricing for individuals · November 10
- $30,000 a monthConflicts with the card limit
- Crypto top-up
- imToken help center, how to top up · November 10
- $10 to $50,000 eachFirst top-up in USD, min $10, activates the card
Top up & withdraw
SourceimToken help center, how to top up · checked November 10Top up
- Crypto
- USDC, USDT, ETH and other tokens on ArbitrumPaused during Fiat24 maintenance
- Bank transfer
- EUR and CHF to the Swiss IBAN
Withdraw
- To a bank
- imToken help center, card service notice (20.07.2026, updated 30.07.2026) · November 10
- EUR withdrawals from the IBAN account
For residents of 42 countries
Åland IslandsAustraliaAustriaBelgiumCanadaCyprusCzechiaDenmarkEstoniaFaroe IslandsFinlandFranceGermanyGreeceHong KongHungaryIcelandIrelandItalyJapanLatviaLiechtensteinLithuaniaLuxembourgMalaysiaNetherlandsNew ZealandNorwayPolandPortugalRéunionRomaniaSingaporeSlovakiaSloveniaSouth KoreaSpainSvalbard & Jan MayenSwedenSwitzerlandTaiwanUnited Kingdom
Not on the list? Then imToken Card doesn't accept people living there yet.
- How they check where you live
- GPS check against residential address
- ID from another country
- Not for citizens of 9 countries, wherever they live
- ID accepted
- imToken help center, imToken Card (Fiat24) FAQ · November 10
- Physical passport; GPS on during the Fiat24 checkFiat24 refuses US, Russian, Iranian and North Korean nationals
Not for citizens of
American SamoaGuamIranNorth KoreaNorthern Mariana IslandsPuerto RicoRussiaU.S. Outlying IslandsUnited States
Trust
SourceFiat24 home page (maintenance notice) · checked November 10- Card issued by
- SR Saphirstein AG (Fiat24)
- Licence
- Swiss FinTech licence (Art. 1b Banking Act), FINMA-supervised; Mastercard virtual debit card
- Based in
- Switzerland
Changes
- May 15Fiat24 refund fee introduced
- July 20Crypto top-ups and new applications paused during Fiat24 maintenance
- November 10imToken Card: facts read from imToken's help center and Fiat24's site and docs
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