Costs /yr if you spend A year at $500/moCrypto conversion−$60
Reloadable Visa with just an email
Get Moon VisaGet card
WaldenPay Virtual Card
Tap the card to read the small print
Your first yearFX fee not published
- Monthly fee
- FX fee not published
- Cashback
- —
- Currency fee
- FX fee not published
- ATM
- No
- Your money
- Company holds it
- Sign-up
- Email only
- Apple / Google Pay
- The card itself
- $10 once
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who hold many different coins and want a virtual card with just an email. Not for you if you top up often: every load costs a percentage.
Can show an ID? Compare with MEXC Card
Good to know
- Email-only sign-up
- 135+ coins on 35+ networks
- Free transfers to other users
- 5% on every top-up
- Virtual only, no ATM
- Card issuer not named
Fees
SourceWaldenPay pricing (fees reviewed August 2026) · checked November 10- Card issuance
- $10 once
- Monthly fee
- $0
- Top-up fee
- 5%, down to 3% with volumeBy rolling 30-day spend: 4.75% from $2,000, 4.5% from $5,000, 4.25% from $10,000, 4% from $25,000, 3.5% from $50,000, 3% from $100,000
- Paying in other currencies
- WaldenPay supported countries (reviewed August 2026) · November 10
- Network rate; extra fee not publishedCard balance is in USD
- Send to friend
- Free$1–10,000 per transfer, $20,000 per 24 hours
- Collecting payments
- Free; payer pays 0.2%
Plans
Virtual card$10 once
- Apple Pay and Google Pay
- Fee falls with 30-day spend
- Telegram bot for card management
Limits
SourceWaldenPay virtual card guide · checked November 10- Minimum card top-up
- $25
- Send to friend
- WaldenPay pricing (fees reviewed August 2026) · November 10
- $10,000 per transfer, $20,000 per 24 hours
- Card spending limits
- Not published
Top up & withdraw
SourceWaldenPay home page · checked November 10Top up
- Crypto
- 135+ coins on 35+ networks, incl. USDT, USDC, BTC, ETH, SOL, TRX, XMR
Withdraw
- Back to crypto
- WaldenPay help center · November 10
- Not publishedTerms: on account closure, balances 'may be returned at our discretion'
For residents of 241 countries
Åland IslandsAlbaniaAlgeriaAmerican SamoaAndorraAngolaAnguillaAntarcticaAntigua & BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelgiumBelizeBeninBermudaBhutanBoliviaBosnia & HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBritish Virgin IslandsBruneiBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCaribbean NetherlandsCayman IslandsCentral African RepublicChadChileChinaChristmas IslandCocos (Keeling) IslandsColombiaComorosCongo - BrazzavilleCongo - KinshasaCook IslandsCosta RicaCôte d’IvoireCroatiaCuraçaoCyprusCzechiaDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard & McDonald IslandsHondurasHong KongHungaryIcelandIndiaIndonesiaIraqIrelandIsle of ManIsraelItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNicaraguaNigerNigeriaNiueNorfolk IslandNorth MacedoniaNorthern Mariana IslandsNorwayOmanPakistanPalauPalestinePanamaPapua New GuineaParaguayPeruPhilippinesPitcairn IslandsPolandPortugalPuerto RicoQatarRéunionRomaniaRwandaSamoaSan MarinoSão Tomé & PríncipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint MaartenSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth Georgia & South Sandwich IslandsSouth KoreaSouth SudanSpainSri LankaSt. BarthélemySt. HelenaSt. Kitts & NevisSt. LuciaSt. MartinSt. Pierre & MiquelonSt. Vincent & GrenadinesSudanSurinameSvalbard & Jan MayenSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTokelauTongaTrinidad & TobagoTunisiaTürkiyeTurkmenistanTurks & Caicos IslandsTuvaluU.S. Outlying IslandsU.S. Virgin IslandsUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVatican CityVenezuelaVietnamWallis & FutunaWestern SaharaYemenZambiaZimbabwe
Not on the list? Then WaldenPay Virtual Card doesn't accept people living there yet.
- How they check where you live
- Email only for standard use; no residency paperwork
- ID from another country
- Not published
- ID accepted
- WaldenPay virtual card guide · November 10
- Email only for standard use; subject to AML and possible extra checks
- Pays in
- WaldenPay virtual card guide · November 10
- Online and in shops via Apple Pay / Google Pay, where the card network is accepted
Trust
SourceWaldenPay about us · checked November 10- Card issued by
- BlueHouse Software B.V. with licensed partners
- Licence
- Not a bank; cards, custody and conversion 'may be provided by licensed third-party partners', none named
- Based in
- Netherlands
No app store rating found for WaldenPay Virtual Card yet.
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