Earn /yr if you spend A year at $500/mo3% cashback+$180Currency fee−$5
3% cashback, your crypto stays in your wallet
Get ether.fi CashGet card
Tangem Pay
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback · 1%
- /yr
- Currency fee · 1.5%
- /yr
- ATM
- 4%
- Your money
- You hold it
- Sign-up
- ID check (via Paera)
- Apple / Google Pay
- The card itself
- Free virtual, physical from $28.82 delivery
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For Tangem wallet owners who want to spend stablecoins and get cashback in dollars. Not for you if you often pay in other currencies or need cheap cash.
Pay in other currencies a lot? Compare with MiniPay Card
Good to know
- Up to 3 cards on the free plan
- Purchase and price protection on Plus
- Only USDC/USDT on four networks
- Refunds can't be withdrawn
- Physical card ships to KYC country only
Fees
SourceTangem Pay fees and limits (08.10.2026) · checked November 10- Monthly fee
- $0Basic plan
- Virtual card
- First free, then $5
- Physical card
- $28.82–79.94 deliveryPlus: first card delivery free
- Paying abroad
- 1.5% extraVisa rate + 1.5% on non-USD purchases
- Dispute
- $30
Plans
Basic$0
- 1% back in USDC, up to $100 a month
- Visa Platinum, up to 3 cards
Plus$29.99 / month, free from $4,500 spend
- 2% back, up to $300 a month
- Visa Signature, first physical card delivery free
- Free bank transfers
Prestige$83 / month or $999 / year (waitlist)
- 4% back, up to $1,000 a month
- Visa Infinite, metal card
Limits
SourceTangem Pay fees and limits (08.10.2026) · checked November 10- Spending per day
- $10,000 a cardPlus $50,000
- Cash
- $250 a withdrawal, 3 a day
Top up & withdraw
SourceTangem Pay fees and limits (08.10.2026) · checked November 10Top up
- Crypto
- Tangem help center, funding, withdrawals and fees · November 10
- USDC, USDT on Polygon, Base, Arbitrum, BNB Chain
- Bank transfer
- ACH $1, Fedwire $11Free on Plus; where supported
Withdraw
- To a crypto wallet
- Free
- To a bank account
- ACH $1, Fedwire $11Free on Plus
- Cash withdrawal
- 4%Plus 2%; contactless ATMs only
Countries not published
- How they check where you live
- Residency address in a supported country or US state
- ID from another country
- Where you live counts, not the country of your ID
- ID accepted
- Tangem help center, getting started and KYC · November 10
- Not published ('valid government-issued ID', types not named; checked by Sumsub)
Trust
SourceTangem blog, Tangem Pay available to all users · checked November 10- Card issued by
- Third National
- Licence
- Visa card managed with Rain; program operated by Paera LLC (KYC); Tangem AG makes the wallet
- Based in
- United States
Changes
- October 8Fees and limits updated
- November 10Tangem Pay: every fact checked against the official pages
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