
ether.fi Cash
Earn $176 a year if you spend $500/moEarn /yr if you spend A year at $500/mo3% cashback+$180Currency fee−$5

Earn /yr if you spend A year at $500/mo3% cashback+$180Currency fee−$5

Earn /yr if you spend A year at $500/mo3% cashback+$180Currency fee−$5

Earn /yr if you spend A year at $500/mo4% cashback+$240Crypto conversion−$60

Earn /yr if you spend A year at $500/mo3% cashback+$180

Earn /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$54

Earn /yr if you spend A year at $500/mo2.5% cashback+$150Crypto conversion−$90

Earn /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$54

Costs /yr if you spend A year at $500/mo1% cashback+$60Currency fee−$54Crypto conversion−$30

Costs /yr if you spend A year at $500/mo0.5% cashback+$30Crypto conversion−$89

Costs /yr if you spend A year at $500/moCard issue−$10Currency fee−$65

Costs /yr if you spend A year at $500/moCurrency fee−$108

Costs /yr if you spend A year at $500/moCurrency fee−$108

Costs /yr if you spend A year at $500/moCard issue−$5Currency fee−$108

Costs /yr if you spend A year at $500/mo1% cashback+$60Currency fee−$81Crypto conversion−$102

Costs /yr if you spend A year at $500/moCard issue−$10Currency fee−$54Crypto conversion−$30Small purchases−$40

Costs /yr if you spend A year at $500/moOn the cheapest plan, Solayer Pay, $20 a yearMonthly fee−$20Currency fee−$86Crypto conversion−$9Top-up−$60
No free plan
Costs /yr if you spend A year at $500/moCard issue−$9Top-up−$180

Costs /yr if you spend A year at $500/moCard issue−$5Currency fee−$162Crypto conversion−$90

Costs /yr if you spend A year at $500/moCard issue−$1Currency fee−$189Top-up−$90

Costs /yr if you spend A year at $500/moCard issue−$5Currency fee−$81Top-up−$252

Costs /yr if you spend A year at $500/moMonthly fee−$36Card issue−$10Currency fee−$86Crypto conversion−$90Top-up−$180
Costs /yr if you spend A year at $500/moMonthly fee−$60Currency fee−$149Top-up−$204

Costs /yr if you spend A year at $500/mo0.5% cashback+$30Top-up−$480

Costs /yr if you spend A year at $500/moCard issue−$10Currency fee−$108Crypto conversion−$18Top-up−$300

Costs /yr if you spend A year at $500/moMonthly fee−$1,000

FX fee not published

FX fee not published

FX fee not published

FX fee not published

Card and crypto top-up fees not published

FX fee not published

Earn /yr if you spend A year at $500/moOn the cheapest plan, Premium, stake 10,000 BASED2% cashback+$120Currency fee−$81
No free planSign-ups paused until November 2026
Earn up to /yr if you spend A year at $500/moUp to 5%: the rate depends on your country. Paid in USDC in the EEA, Tether Gold elsewhereUp to 5% cashback+$300

Earn /yr if you spend A year at $500/mo1.5% cashback+$90Currency fee−$27

Earn /yr if you spend A year at $500/moOn the cheapest plan, Lite, $25 a year1.5% cashback+$90Monthly fee−$25Currency fee−$54
No free plan
Earn /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$6

Free if you spend A year at $500/moNo fees and no cashback at this spend

Free if you spend A year at $500/moNo fees and no cashback at this spend

Costs /yr if you spend A year at $500/mo1% cashback+$60Currency fee−$3Crypto conversion−$60

Costs /yr if you spend A year at $500/moCurrency fee−$11

Costs /yr if you spend A year at $500/mo1% cashback+$60Crypto conversion−$60Small purchases−$16

Costs /yr if you spend A year at $500/mo1% cashback+$60Currency fee−$81

Costs /yr if you spend A year at $500/moCard issue−$10Top-up−$30

Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54

Costs /yr if you spend A year at $500/mo1% cashback+$60Currency fee−$54Crypto conversion−$54

Costs /yr if you spend A year at $500/moCurrency fee−$54

Costs /yr if you spend A year at $500/mo1% cashback+$60Card issue−$5Currency fee−$81

Costs /yr if you spend A year at $500/moCrypto conversion−$60

Costs /yr if you spend A year at $500/moTop-up−$108

Costs /yr if you spend A year at $500/moCurrency fee−$65Top-up−$72

Costs /yr if you spend A year at $500/moOn the cheapest plan, Virtual card, $5 a yearMonthly fee−$5Currency fee−$81Top-up−$36
No free plan
Costs /yr if you spend A year at $500/moCurrency fee−$162

Costs /yr if you spend A year at $500/moCard issue−$5Currency fee−$27Crypto conversion−$30Top-up−$120

Costs /yr if you spend A year at $500/moOn the cheapest plan, #CryptoPay, ₸5,000 a month0.5% cashback+$30Monthly fee−$134Card issue−$22Currency fee−$90
No free plan
Costs /yr if you spend A year at $500/moCurrency fee−$108Top-up−$228

Costs /yr if you spend A year at $500/moCard issue−$25Currency fee−$54Crypto conversion−$60Top-up−$240

Fees not published

Card fee and FX fee not published

Crypto top-up fee not published

FX fee not published

Monthly fee not published

Fees not published

Swap spread not published

USDT exchange rate not published

FX fee not published

FX fee not published

Fees not published

FX fee not published

FX fee not published

Fees not published

Top-up and FX fees not published

FX fee not published

FX fee not published

FX fee not published

FX fee not published

Earn /yr if you spend A year at $500/mo4% cashback+$240Currency fee−$54
Waitlist, iPhone only
Costs /yr if you spend A year at $500/moCurrency fee−$97Crypto conversion−$54
Limited places, approval favours deposits
Costs /yr if you spend A year at $500/moCurrency fee−$162
Rolling out from the waitlist, some regions only
Costs /yr if you spend A year at $500/moOn the cheapest plan, Lite, $49 a yearMonthly fee−$49Top-up−$150
No free planInvite code needed
Fees not published
Card paused since Sept 2026 exploit
FX fee not published
New card rolling out gradually
Fees not published
Invitation only, after review
Fees not published
Invite code or waitlist, some regions onlyHow we rank cards, what the prices mean and what to know first.
A normal Visa or Mastercard you can pay with anywhere. It spends crypto or digital dollars instead of money from a bank account.
By what each card would cost or pay you in a year at your monthly spend: cashback minus every fee. Cards that are very new, skip ID checks, have low app ratings or a known incident move down, and cards you can't sign up for right now go last.
Cashback minus all fees for a year, at the monthly spend shown next to it. Tap that amount to set your own spend: every price and the order update. The ⓘ shows what the number is made of.
Open Filters and pick where you live. Cards that don't accept residents of your country drop out of the list. If a card doesn't publish its country list, its tile says so.
No. Turn on “Bank top-up” in the filters and you will only see cards you can fund from a regular bank.
Your money sits with a licensed card company or in your own wallet. Every card shows who holds it, and we flag risks like no ID checks.
From each card's own website, help pages and app listings. Every fact links to its source and shows the date we last checked it.
Yes. Tap Compare on any two cards to see them side by side: the yearly price, fees, how you sign up and where they work.