Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
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Solayer Pay
Tap the card to read the small print
Your first year on the cheapest plan, Solayer Pay, $20 a yearCosts about/yr
- Monthly fee · $20/yr
- /yr
- Cashback
- None
- Currency fee · 1.6%
- /yr
- ATM
- Fee not published
- Your money
- Company holds it
- Sign-up
- ID check, 3–5 days
- Apple / Google Pay
- The card itself
- $20 a year
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For Solana users who want to spend USDC with Apple Pay or Google Pay. Not for you if you pay in other currencies often: each foreign purchase carries a fee on top.
Pay in other currencies a lot? Compare with MEXC Card
Good to know
- Apple Pay and Google Pay
- Free physical card, pay only shipping
- Idle USDC can earn in sUSD
- $20 a year to keep the card
- 1% on every top-up
- Not for EU, UK, Canada or Australia
Fees
SourceSolayer Pay docs, fee structure · checked November 10- Membership
- $20 a yearCard is deactivated after 6 months without use
- Top-up
- 1% per top-upFAQ: 0.5%; top-up guide: $0.10
- USD purchase
- $0.15 each
- Paying abroad
- $0.10 + 1.5%FAQ: $0.10 + 1.75%
- Physical card
- Solayer Pay docs, physical card · November 10
- Free + shipping$24.99 US Express, $59.99 International Express
Plans
Membership$20 / year
- Virtual card, Apple and Google Pay
- Physical card, shipping paid
- Solayer Card Points on every purchase
Limits
SourceSolayer Pay docs, physical card · checked November 10- ATM
- $250 per withdrawal, 3 tries a day
- Cards
- 10 per account, everCancelled cards still count
Top up & withdraw
SourceSolayer Pay docs, top up · checked November 10Top up
- Crypto
- USDC deposit in the Solayer app
Withdraw
- Cash withdrawal
- Solayer Pay docs, physical card · November 10
- Not published"Standard ATM and network fees may apply"
For residents of 155 countries
Åland IslandsAlgeriaAmerican SamoaAngolaAnguillaAntarcticaAntigua & BarbudaArgentinaArmeniaArubaAzerbaijanBahamasBahrainBangladeshBarbadosBelizeBeninBermudaBhutanBoliviaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBritish Virgin IslandsBruneiCameroonCape VerdeCaribbean NetherlandsCayman IslandsChadChileChristmas IslandCocos (Keeling) IslandsColombiaComorosCongo - BrazzavilleCook IslandsCosta RicaCôte d’IvoireCuraçaoDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEswatiniEthiopiaFalkland IslandsFaroe IslandsFijiFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGhanaGibraltarGreenlandGrenadaGuadeloupeGuamGuatemalaGuernseyGuyanaHeard & McDonald IslandsHondurasHong KongIsle of ManJapanJerseyKazakhstanKenyaKiribatiKuwaitKyrgyzstanLesothoLiechtensteinMacaoMadagascarMalawiMaldivesMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMongoliaMontserratNamibiaNauruNew CaledoniaNigerNiueNorfolk IslandNorth MacedoniaNorthern Mariana IslandsOmanPakistanPanamaPapua New GuineaParaguayPeruPhilippinesPitcairn IslandsPuerto RicoRéunionRwandaSamoaSão Tomé & PríncipeSaudi ArabiaSenegalSeychellesSierra LeoneSingaporeSint MaartenSloveniaSolomon IslandsSouth Georgia & South Sandwich IslandsSouth SudanSri LankaSt. BarthélemySt. HelenaSt. Kitts & NevisSt. LuciaSt. MartinSt. Pierre & MiquelonSt. Vincent & GrenadinesSurinameSvalbard & Jan MayenTaiwanTajikistanTanzaniaTimor-LesteTogoTokelauTongaTrinidad & TobagoTunisiaTurkmenistanTurks & Caicos IslandsTuvaluU.S. Outlying IslandsU.S. Virgin IslandsUnited StatesUruguayUzbekistanVatican CityWallis & FutunaZambiaZimbabwe
Not on the list? Then Solayer Pay doesn't accept people living there yet.
- How they check where you live
- Residence declaration and full address through Sumsub
- ID from another country
- Not for citizens of 94 countries, wherever they live
- ID accepted
- Solayer Pay docs, eligibility · November 10
- KYC, 18+; residents or citizens of blocked countries can't apply wherever they live
Not for citizens of
AfghanistanAlbaniaAndorraAustraliaAustriaBelarusBelgiumBosnia & HerzegovinaBulgariaBurkina FasoBurundiCambodiaCanadaCentral African RepublicChinaCongo - KinshasaCroatiaCubaCyprusCzechiaDenmarkEritreaEstoniaFinlandFranceGeorgiaGermanyGreeceGuineaGuinea-BissauHaitiHungaryIcelandIndiaIndonesiaIranIraqIrelandIsraelItalyJamaicaJordanLaosLatviaLebanonLiberiaLibyaLithuaniaLuxembourgMalaysiaMaliMaltaMoldovaMonacoMontenegroMoroccoMozambiqueMyanmar (Burma)NepalNetherlandsNew ZealandNicaraguaNigeriaNorth KoreaNorwayPalauPalestinePolandPortugalQatarRomaniaRussiaSan MarinoSerbiaSlovakiaSomaliaSouth AfricaSouth KoreaSpainSudanSwedenSwitzerlandSyriaThailandTürkiyeUgandaUkraineUnited Arab EmiratesUnited KingdomVanuatuVenezuelaVietnamWestern SaharaYemen
Trust
SourceSolayer terms of service · checked November 10- Card issued by
- Solayer Labs, Inc.
- Licence
- Card issuer / BIN sponsor not named; the FAQ refers to 'the card provider'
- Based in
- Not published
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