Free if you spend A year at $500/moNo fees and no cashback at this spend
No card fees, crypto back on purchases
Get Coinbase CardGet card
Kem Card
Tap the card to read the small print
Your first yearFX fee not published
- Monthly fee
- FX fee not published
- Cashback
- Up to 5% at partner apps
- Currency fee
- FX fee not published
- ATM
- No
- Your money
- Company holds it
- Sign-up
- ID + face scan
- Apple / Google Pay
- The card itself
- Free
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who hold USDT and order food delivery and rides often. Not for you if you want a plastic card for cash machines: only a digital card is confirmed.
Need cash from ATMs? Compare with Lava Card
Good to know
- No card, monthly or annual fee
- Cashback at delivery, ride and airline partners
- Apple Pay and Google Pay
- 1% on every purchase
- FX fee not published
- Only a digital card confirmed
Fees
SourceKem FAQ · checked November 10- Card
- FreeNo minimum balance
- Purchase fee
- 1%Home page: USDT to USD 1.00%
- Adding money
- "A small fee"Amount not published
- Sending in the app
- Free
Plans
Kem Card$0
- Digital Visa, pick a card style
- Apple Pay, Google Pay
- 5% Talabat, Keeta, Noon; 3% Careem, Uber, Qatar Airways, Emirates, Etihad
Top up & withdraw
SourceKem FAQ · checked November 10Top up
- Crypto
- USDT, BTC, ETH, XAUTAlso card and international wire; min $5–15 to buy crypto
Withdraw
- To crypto or bank
- Yes, small fee shown in app
For residents of 6 countries
Not on the list? Then Kem Card doesn't accept people living there yet.
Trust
SourceKem blog, security, compliance and custody · checked November 10- Card issued by
- KEM TECHNOLOGIES HOLDING Ltd (Abu Dhabi Global Market, no. 000008598); issuing bank not named
- Licence
- No licence named; partners listed: Visa, Tether, Rain, Interlace, Fireblocks, Chainalysis
- Based in
- United Arab Emirates (ADGM)
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