Costs /yr if you spend A year at $500/mo2% cashback+$120Currency fee−$108Crypto conversion−$54
2% cashback, no monthly fee
Get Bybit Card (partner link)Get card · partner link
WhiteBIT Nova USD Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback · 1%
- /yr
- Currency fee · 1.5%
- /yr
- ATM
- No ATM
- Your money
- Company holds it
- Sign-up
- WhiteBIT account + card KYC level
- Apple / Google Pay
- The card itself
- Free virtual
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For WhiteBIT users who want a free virtual card in phone wallets and cashback on a few chosen categories. Not for you if you want cash from ATMs or a card without a fee on every purchase.
Need cash from ATMs? Compare with Lava Card
Good to know
- Free virtual Visa, no waitlist
- Apple Pay and Google Pay
- Cashback in BTC or WBT on chosen categories
- 1.5% + $0.20 on every purchase
- Cashback capped at $25 a month
- Virtual only, no cash withdrawals
Fees
SourceWhiteBIT help center, Nova USD fees, limits and restricted MCCs · checked November 10- Monthly fee
- $0No opening, inactivity or cancellation fee
- Virtual card
- Free
- Card purchase
- 1.5% + $0.20Not refunded when a purchase is refunded; the card page headline says 'Tap & pay 0%'
- Conversion
- 1.5%'May also apply' (card page FAQ); when exactly is not stated
- Top-up
- $0
Plans
Nova USD$0 / month
- Cashback in 3 chosen categories: 1% to 10% (subscriptions 10%, taxi and pets 5%)
- Up to $25 cashback a month
- 1 USDC per invited friend, up to 50 USDC
Limits
SourceWhiteBIT help center, Nova USD fees, limits and restricted MCCs · checked November 10- Spending
- $40,000 a day, $200,000 a month
- Cashback
- $25 a month, withdraw from 5 USDCCredited at the start of the next month once the cap is hit
Top up & withdraw
SourceWhiteBIT help center, Nova USD quick FAQ · checked November 10Top up
- Crypto
- Spends the WhiteBIT Main balanceUSDT, USDC, BTC, ETH, XRP, SOL, NEAR, ADA, AVAX, WBT, EURI, DOGE; no separate card balance
Withdraw
- To a crypto wallet
- WhiteBIT help center, what is the Nova USD card · November 10
- Yes, from the WhiteBIT account
- Cash withdrawal
- Not available yetPlanned limits $10,000 a day, $2,000 per withdrawal
For residents of 143 countries
Åland IslandsAndorraArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahrainBangladeshBelgiumBeninBhutanBoliviaBosnia & HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBruneiBulgariaChadChileChinaChristmas IslandCocos (Keeling) IslandsComorosCongo - BrazzavilleCôte d’IvoireCroatiaCyprusCzechiaDenmarkDjiboutiDominican RepublicEcuadorEl SalvadorEritreaEstoniaEthiopiaFalkland IslandsFaroe IslandsFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGreeceGreenlandGrenadaGuadeloupeGuineaHeard & McDonald IslandsHondurasHungaryIcelandIndonesiaIrelandIsraelItalyJapanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLesothoLiberiaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaltaMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMongoliaMontenegroMontserratNamibiaNauruNepalNetherlandsNew CaledoniaNew ZealandNiueNorfolk IslandNorth MacedoniaNorwayOmanPapua New GuineaParaguayPolandPortugalQatarRéunionRomaniaRwandaSão Tomé & PríncipeSerbiaSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSouth KoreaSpainSri LankaSt. Pierre & MiquelonSurinameSvalbard & Jan MayenSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTokelauTongaTurkmenistanTuvaluUkraineUruguayVatican CityWallis & FutunaZambia
Not on the list? Then WhiteBIT Nova USD Card doesn't accept people living there yet.
- How they check where you live
- Proof of residential address may be requested
- ID from another country
- Not published
- Who can get it
- WhiteBIT help center, Nova USD eligibility and KYC · November 10
- Verified whitebit.com users who pass the Nova USD Card KYC level; not for EEA residents
- Pays in
- WhiteBIT help center, Nova USD fees, limits and restricted MCCs · November 10
- Anywhere Visa works, except gambling, brokers, dating and money-transfer merchants
Trust
SourceWhiteBIT help center, Nova USD issuer and terms · checked November 10- Card issued by
- JSC Hash Bank (issuer); WhiteBIT (program)
- Licence
- Visa debit card issued in partnership with JSC Hash Bank, Georgia
- Based in
- Georgia
Changes
- August 18Nova USD Card help pages published for whitebit.com users outside the EEA
- June 30Nova EUR Card suspended on whitebit.com until WhiteBIT Europe launches
- November 10WhiteBIT Nova: every fact checked against the official pages
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Costs /yr if you spend A year at $500/moCurrency fee−$108
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