Costs /yr if you spend A year at $500/mo1% cashback+$60Currency fee−$81
Spend stablecoins from the Tangem wallet, cashback in USDC
Get Tangem PayGet card
Tuyo Card
Tap the card to read the small print
Your first yearCosts about/yr
- Monthly fee · none
- $0
- Cashback
- None
- Currency fee · 2%
- /yr
- ATM
- No Tuyo fee
- Your money
- You hold it
- Sign-up
- ID check
- Apple / Google Pay
- The card itself
- Free, virtual
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For keeping dollars in your own wallet and spending them by phone without card fees. Not for you if you mostly pay in other currencies: each such purchase costs extra.
Pay in other currencies a lot? Compare with MEXC Card
Good to know
- Card spends from savings in Earn
- USD, EUR and MXN account details
- Extra 1% outside the US
- Rewards are points, no cash value
- Cash max $250 a withdrawal
Fees
SourceTuyo help center, Tuyo Card · checked November 10- Monthly fee
- $0
- Virtual card
- Free
- Physical card
- Coming soon
- Paying in another currency
- 1% extra
- Paying outside the US
- 1% extraCharged by the card provider; both together up to 2%
- Crypto conversion
- Not publishedOther tokens are converted to USDC on Base in the app
Plans
Tuyo Card$0
- TUYOs points on every dollar spent (rate in the app)
- Points are not a token and can't be sold
Limits
SourceTuyo help center, Tuyo Card · checked November 10- Spending per day
- Up to $50,000Rises to $100,000 and $200,000 as you spend
Top up & withdraw
SourceTuyo help center, Tuyo Card · checked November 10Top up
- Crypto
- USDC or any token on Ethereum, Base, Arbitrum, Optimism, PolygonConverted to USDC on Base to spend
- Bank transfer
- Tuyo help center, bank accounts · November 10
- USD (ACH, wire), EUR (SEPA), MXN accountsNot in every country; fees not published
Withdraw
- Cash withdrawal
- Tuyo help center, ATM withdrawals · November 10
- No Tuyo feeATM operator's fee and FX only
For residents of 214 countries
Åland IslandsAlbaniaAlgeriaAndorraAngolaAnguillaAntarcticaAntigua & BarbudaArgentinaArmeniaArubaAustraliaAustriaAzerbaijanBahamasBahrainBarbadosBelgiumBelizeBeninBermudaBhutanBoliviaBosnia & HerzegovinaBotswanaBouvet IslandBrazilBritish Indian Ocean TerritoryBritish Virgin IslandsBruneiBulgariaBurkina FasoBurundiCambodiaCameroonCanadaCape VerdeCaribbean NetherlandsCayman IslandsCentral African RepublicChadChileChristmas IslandCocos (Keeling) IslandsColombiaComorosCongo - BrazzavilleCook IslandsCosta RicaCôte d’IvoireCroatiaCuraçaoCyprusCzechiaDenmarkDjiboutiDominicaDominican RepublicEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFalkland IslandsFaroe IslandsFijiFinlandFranceFrench GuianaFrench PolynesiaFrench Southern TerritoriesGabonGambiaGeorgiaGermanyGhanaGibraltarGreeceGreenlandGrenadaGuadeloupeGuatemalaGuernseyGuineaGuinea-BissauGuyanaHaitiHeard & McDonald IslandsHondurasHong KongHungaryIcelandIndonesiaIrelandIsle of ManItalyJamaicaJapanJerseyJordanKazakhstanKenyaKiribatiKuwaitKyrgyzstanLaosLatviaLesothoLiberiaLiechtensteinLithuaniaLuxembourgMacaoMadagascarMalawiMalaysiaMaldivesMaltaMarshall IslandsMartiniqueMauritaniaMauritiusMayotteMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMontserratMoroccoMozambiqueNamibiaNauruNetherlandsNew CaledoniaNew ZealandNigerNiueNorfolk IslandNorth MacedoniaNorwayOmanPakistanPalauPanamaPapua New GuineaParaguayPeruPhilippinesPitcairn IslandsPolandPortugalQatarRéunionRomaniaRwandaSamoaSan MarinoSão Tomé & PríncipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSint MaartenSlovakiaSloveniaSolomon IslandsSouth AfricaSouth Georgia & South Sandwich IslandsSouth KoreaSpainSri LankaSt. BarthélemySt. HelenaSt. Kitts & NevisSt. LuciaSt. MartinSt. Pierre & MiquelonSt. Vincent & GrenadinesSurinameSvalbard & Jan MayenSwedenSwitzerlandTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTokelauTongaTrinidad & TobagoTunisiaTurkmenistanTurks & Caicos IslandsTuvaluU.S. Outlying IslandsUgandaUnited Arab EmiratesUnited StatesUruguayUzbekistanVanuatuVatican CityWallis & FutunaWestern SaharaZambiaZimbabwe
Not on the list? Then Tuyo Card doesn't accept people living there yet.
- How they check where you live
- Not published
- ID from another country
- Where you live counts, not the country of your ID
- ID accepted
- Tuyo prohibitions list (updated 15.07.2026) · November 10
- Not published (government ID, types not named)
- Pays in
- Tuyo prohibitions list (updated 15.07.2026) · November 10
- Anywhere Visa works, except Cuba, Iran, North Korea, Russia, Syria, Ukraine, Venezuela
Trust
SourceTuyo prohibitions list (updated 15.07.2026) · checked November 10- Card issued by
- Rain
- Licence
- Visa card issued through Rain; Tuyo, Inc. runs the app; bank accounts by Bridge
- Based in
- United States
Changes
- October 31Terms of service updated
- November 10Tuyo Card: every fact checked against the official pages
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