
ether.fi Cash
Earn $527 a year if you spend $1,500/moEarn /yr if you spend A year at $1,500/mo3% cashback+$540Currency fee−$14

Earn /yr if you spend A year at $1,500/mo3% cashback+$540Currency fee−$14

Earn /yr if you spend A year at $1,500/mo3% cashback+$540Currency fee−$14

Earn /yr if you spend A year at $1,500/mo3% cashback+$540

Earn /yr if you spend A year at $1,500/mo2% cashback+$360Crypto conversion−$18

Earn /yr if you spend A year at $1,500/mo2% cashback+$360Currency fee−$162

Free if you spend A year at $1,500/moNo fees and no cashback at this spend

Free if you spend A year at $1,500/moNo fees and no cashback at this spend

Free if you spend A year at $1,500/moNo fees and no cashback at this spend

Free if you spend A year at $1,500/moNo fees and no cashback at this spend

Costs /yr if you spend A year at $1,500/mo1% cashback+$180Currency fee−$243

Costs /yr if you spend A year at $1,500/mo2% cashback+$120Currency fee−$162

Costs /yr if you spend A year at $1,500/moCard issue−$15Currency fee−$162

Costs /yr if you spend A year at $1,500/mo0.5% cashback+$90Crypto conversion−$268

Costs /yr if you spend A year at $1,500/mo5% cashback+$120Currency fee−$243Crypto conversion−$180

Costs /yr if you spend A year at $1,500/moCurrency fee−$324

Costs /yr if you spend A year at $1,500/moCurrency fee−$324

Costs /yr if you spend A year at $1,500/moCard issue−$10Currency fee−$162Crypto conversion−$90Small purchases−$120

Costs /yr if you spend A year at $1,500/moCurrency fee−$405

Costs /yr if you spend A year at $1,500/moOn the cheapest plan, Solayer Pay, $20 a yearMonthly fee−$20Currency fee−$259Crypto conversion−$27Top-up−$180
No free plan
Costs /yr if you spend A year at $1,500/moCard issue−$9Top-up−$516

Costs /yr if you spend A year at $1,500/mo0.25% cashback+$45Currency fee−$486Top-up−$180

Costs /yr if you spend A year at $1,500/moCard issue−$5Currency fee−$243Top-up−$732

Costs /yr if you spend A year at $1,500/moMonthly fee−$36Card issue−$10Currency fee−$259Crypto conversion−$270Top-up−$540

Costs /yr if you spend A year at $1,500/moCard issue−$10Currency fee−$324Crypto conversion−$54Top-up−$900

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Card and crypto top-up fees not published

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Earn up to /yr if you spend A year at $1,500/moUp to 5%: the rate depends on your country. Paid in USDC in the EEA, Tether Gold elsewhereUp to 5% cashback+$900

Earn /yr if you spend A year at $1,500/mo3% cashback+$540Currency fee−$324Crypto conversion−$18

Free if you spend A year at $1,500/moNo fees and no cashback at this spend

Free if you spend A year at $1,500/moNo fees and no cashback at this spend

Costs /yr if you spend A year at $1,500/moOn the cheapest plan, Lite, $25 a year1.5% cashback+$180Monthly fee−$25Currency fee−$162
No free plan
Costs /yr if you spend A year at $1,500/mo1% cashback+$180Currency fee−$9Crypto conversion−$180

Costs /yr if you spend A year at $1,500/moCurrency fee−$32

Costs /yr if you spend A year at $1,500/mo1% cashback+$180Crypto conversion−$180Small purchases−$48

Costs /yr if you spend A year at $1,500/mo1% cashback+$180Currency fee−$243

Costs /yr if you spend A year at $1,500/moCard issue−$10Top-up−$90

Costs /yr if you spend A year at $1,500/mo2% cashback+$360Currency fee−$324Crypto conversion−$162

Costs /yr if you spend A year at $1,500/mo1% cashback+$180Currency fee−$162Crypto conversion−$162

Costs /yr if you spend A year at $1,500/moCurrency fee−$162

Costs /yr if you spend A year at $1,500/moCrypto conversion−$180

Costs /yr if you spend A year at $1,500/moOn the cheapest plan, Virtual card, $5 a yearMonthly fee−$5Currency fee−$243Top-up−$36
No free plan
Costs /yr if you spend A year at $1,500/moTop-up−$324

Costs /yr if you spend A year at $1,500/moOn the cheapest plan, #CryptoPay, ₸5,000 a month0.5% cashback+$90Monthly fee−$134Card issue−$22Currency fee−$270
No free plan
Costs /yr if you spend A year at $1,500/moCurrency fee−$194Top-up−$192

Costs /yr if you spend A year at $1,500/moCard issue−$5Currency fee−$81Crypto conversion−$90Top-up−$360

Costs /yr if you spend A year at $1,500/moCurrency fee−$324Top-up−$684

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Costs /yr if you spend A year at $1,500/moCurrency fee−$292Crypto conversion−$162
Limited places, approval favours deposits
Costs /yr if you spend A year at $1,500/moCurrency fee−$486
Rolling out from the waitlist, some regions only
Costs /yr if you spend A year at $1,500/moOn the cheapest plan, Lite, $49 a yearMonthly fee−$49Top-up−$450
No free planInvite code needed
Fees not published
Card paused since Sept 2026 exploit
FX fee not published
New card rolling out gradually
Fees not published
Invitation only, after review
Fees not published
Invite code or waitlist, some regions onlyHow we rank cards, what the prices mean and what to know first.
A normal Visa or Mastercard you can pay with anywhere. It spends crypto or digital dollars instead of money from a bank account.
By what each card would cost or pay you in a year at your monthly spend: cashback minus every fee. Cards that are very new, skip ID checks, have low app ratings or a known incident move down, and cards you can't sign up for right now go last.
Cashback minus all fees for a year, at the monthly spend shown next to it. Tap that amount to set your own spend: every price and the order update. The ⓘ shows what the number is made of.
Open Filters and pick where you live. Cards that don't accept residents of your country drop out of the list. If a card doesn't publish its country list, its tile says so.
No. Turn on “Bank top-up” in the filters and you will only see cards you can fund from a regular bank.
Your money sits with a licensed card company or in your own wallet. Every card shows who holds it, and we flag risks like no ID checks.
From each card's own website, help pages and app listings. Every fact links to its source and shows the date we last checked it.
Yes. Tap Compare on any two cards to see them side by side: the yearly price, fees, how you sign up and where they work.