Avici Card

Name: Avici Card
Brand: Avici
Rating: 3.7 (520 reviews)

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Your first yearCosts about/yr

If you spend/mo

Monthly fee · none: $0
Cashback: None
Currency fee · 1%: /yr
ATM: $1 + 0.65%
Your money: You hold it
Sign-up: Email + ID + face scan
Apple / Google Pay
The card itself: $15 virtual, $50 physical

How we calculateChecked November 10, sources in each section below

Our take

For holders of dollar stablecoins who want a Visa that spends them while the money stays in their own wallet contract. Not for you if you want rewards: there is no cashback, and getting the card costs a fee.

Want more cashback? Compare with MEXC Card

Good to know

Your wallet owns the collateral contract
Pay the card fee in USDC, use it in minutes
No top-up or decline fees
1% on non-USD payments (card terms)
Refunds can only be spent, not withdrawn
Card balances hit in an August 2026 exploit

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Fees

Source

Monthly fee: $0
Virtual card: Platinum $15 once ($10 for each further card); Signature $30 first year, then $20 a year
Physical card: Platinum $50 once; Signature $75, then $20 a yearFree untracked delivery in 3–4 weeks; priority $50 ($15 in the US)
Paying abroad: Avici card terms, international (fees as of 05.12.2024) · November 10; 1%Terms: FX up to 3%, currently 1%; cross-border up to 3%, currently 0%. Docs page says 0% markup plus a Visa fee of 0.4–1%
Top-up: Avici docs, spending and transactions · November 10; Free, min $1
Interest: Avici card terms, international (fees as of 05.12.2024) · November 10; 0% APRNo billing cycle: spending is settled from your USDC every few days

Plans

Platinum$15 virtual / $50 physical, once

No yearly fee
ATM $1 + 0.65%

Signature$30 first year, then $20 / year (physical $75)

Visa Signature benefits
Free ATM withdrawals
Lounge access paid per visit

Limits

Source

Spending: Up to your USDC balance; no card limit set by AviciPer-card limits can be set in the app
ATM: $1,000 per withdrawal, 3 a day, $3,000 a dayVerification page says up to 3 withdrawals or $250 a day

Top up & withdraw

Source

Top up

Crypto: USDC into the card contract; other tokens auto-swapped; EVM and Solana

Withdraw

Back to the wallet: Unspent USDC, any time, no minimumMerchant refunds stay on the card
Cash withdrawal: Avici docs, card fees and limits · November 10; Platinum $1 + 0.65%; Signature freePlatinum: $0.60 per decline or balance inquiry

For residents of 48 countries

Not on the list? Then Avici Card doesn't accept people living there yet.

How they check where you live: Country of residence declared during Sumsub KYC
ID from another country: Not published
ID accepted: Avici docs, regions and prohibitions for the card · November 10; Government ID + liveness check via Sumsub; not for residents of India, Indonesia, Turkey, Vietnam, Ukraine, Israel and 24 more
Pays in: Avici docs, card FAQs · November 10; Anywhere Visa is accepted, except restricted countries and merchants

Trust

Source

Card issued by: Third National (Nimbus LLC), for Avici Inc.
Licence: Visa secured credit card issued by Third National under a Visa licence
Based in: United States

App StoreChecked November 10

4.3★52 ratings

Google PlayChecked November 10

3.6★468 ratings