
Lava Card
Earn $108 a year if you spend $300/moEarn /yr if you spend A year at $300/mo3% cashback+$108

Earn /yr if you spend A year at $300/mo3% cashback+$108

Earn /yr if you spend A year at $300/mo2% cashback+$72Currency fee−$32

Earn /yr if you spend A year at $300/mo2% cashback+$72Currency fee−$32

Costs /yr if you spend A year at $300/moCurrency fee−$65

Costs /yr if you spend A year at $300/moCurrency fee−$65

Costs /yr if you spend A year at $300/moCard issue−$5Currency fee−$65

Costs /yr if you spend A year at $300/mo1% cashback+$36Currency fee−$49Crypto conversion−$61

Costs /yr if you spend A year at $300/moCurrency fee−$81

Costs /yr if you spend A year at $300/moMonthly fee−$18Card issue−$10Currency fee−$32Crypto conversion−$18Small purchases−$24

Costs /yr if you spend A year at $300/moCard issue−$9Top-up−$113

Costs /yr if you spend A year at $300/moCard issue−$5Currency fee−$97Crypto conversion−$54

Costs /yr if you spend A year at $300/moCard issue−$1Currency fee−$113Top-up−$54

Costs /yr if you spend A year at $300/moCard issue−$5Currency fee−$49Top-up−$156

Costs /yr if you spend A year at $300/moMonthly fee−$36Card issue−$10Currency fee−$52Crypto conversion−$54Top-up−$108

Costs /yr if you spend A year at $300/moCard issue−$10Currency fee−$65Crypto conversion−$11Top-up−$180
Costs /yr if you spend A year at $300/moMonthly fee−$60Currency fee−$89Top-up−$132

Costs /yr if you spend A year at $300/moMonthly fee−$1,000

FX fee not published

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Card and crypto top-up fees not published

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Earn up to /yr if you spend A year at $300/moUp to 5%: the rate depends on your country. Paid in USDC in the EEA, Tether Gold elsewhereUp to 5% cashback+$180

Earn /yr if you spend A year at $300/mo1.5% cashback+$54Currency fee−$16

Earn /yr if you spend A year at $300/mo2% cashback+$72Currency fee−$65Crypto conversion−$4

Free if you spend A year at $300/moNo fees and no cashback at this spend

Free if you spend A year at $300/moNo fees and no cashback at this spend

Costs /yr if you spend A year at $300/mo1% cashback+$36Currency fee−$2Crypto conversion−$36

Costs /yr if you spend A year at $300/moOn the cheapest plan, Lite, $25 a year1.5% cashback+$54Monthly fee−$25Currency fee−$32
No free plan
Costs /yr if you spend A year at $300/moCurrency fee−$6

Costs /yr if you spend A year at $300/mo1% cashback+$36Crypto conversion−$36Small purchases−$10

Costs /yr if you spend A year at $300/mo1% cashback+$36Currency fee−$49

Costs /yr if you spend A year at $300/moCard issue−$10Top-up−$18

Costs /yr if you spend A year at $300/mo1% cashback+$36Currency fee−$32Crypto conversion−$32

Costs /yr if you spend A year at $300/moCurrency fee−$32

Costs /yr if you spend A year at $300/mo2% cashback+$60Currency fee−$65Crypto conversion−$32

Costs /yr if you spend A year at $300/mo1% cashback+$36Card issue−$5Currency fee−$49

Costs /yr if you spend A year at $300/moTop-up−$65

Costs /yr if you spend A year at $300/moCrypto conversion−$36

Costs /yr if you spend A year at $300/moCurrency fee−$39Top-up−$48

Costs /yr if you spend A year at $300/moCurrency fee−$97

Costs /yr if you spend A year at $300/moCard issue−$5Currency fee−$16Crypto conversion−$18Top-up−$72

Costs /yr if you spend A year at $300/moOn the cheapest plan, Virtual card, $5 a yearMonthly fee−$5Currency fee−$49Top-up−$36
No free plan
Costs /yr if you spend A year at $300/moOn the cheapest plan, #CryptoPay, ₸5,000 a month0.5% cashback+$18Monthly fee−$134Card issue−$22Currency fee−$54
No free plan
Costs /yr if you spend A year at $300/moCurrency fee−$65Top-up−$137

Costs /yr if you spend A year at $300/moCard issue−$25Currency fee−$32Crypto conversion−$36Top-up−$144

Fees not published

Card fee and FX fee not published

Crypto top-up fee not published

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Monthly fee not published

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Swap spread not published

USDT exchange rate not published

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Top-up and FX fees not published

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Earn /yr if you spend A year at $300/mo4% cashback+$144Currency fee−$32
Waitlist, iPhone only
Costs /yr if you spend A year at $300/moCurrency fee−$58Crypto conversion−$32
Limited places, approval favours deposits
Costs /yr if you spend A year at $300/moCurrency fee−$97
Rolling out from the waitlist, some regions only
Costs /yr if you spend A year at $300/moOn the cheapest plan, Lite, $49 a yearMonthly fee−$49Top-up−$90
No free planInvite code needed
Fees not published
Card paused since Sept 2026 exploit
FX fee not published
New card rolling out gradually
Fees not published
Invitation only, after review
Fees not published
Invite code or waitlist, some regions onlyHow we rank cards, what the prices mean and what to know first.
A normal Visa or Mastercard you can pay with anywhere. It spends crypto or digital dollars instead of money from a bank account.
By what each card would cost or pay you in a year at your monthly spend: cashback minus every fee. Cards that are very new, skip ID checks, have low app ratings or a known incident move down, and cards you can't sign up for right now go last.
Cashback minus all fees for a year, at the monthly spend shown next to it. Tap that amount to set your own spend: every price and the order update. The ⓘ shows what the number is made of.
Open Filters and pick where you live. Cards that don't accept residents of your country drop out of the list. If a card doesn't publish its country list, its tile says so.
No. Turn on “Bank top-up” in the filters and you will only see cards you can fund from a regular bank.
Your money sits with a licensed card company or in your own wallet. Every card shows who holds it, and we flag risks like no ID checks.
From each card's own website, help pages and app listings. Every fact links to its source and shows the date we last checked it.
Yes. Tap Compare on any two cards to see them side by side: the yearly price, fees, how you sign up and where they work.