MiniPay Card vs Tangem Pay
MiniPay CardLower cost at your spend, more cashback, cheaper abroad.
Tangem PayBank top-ups, cash-out to a bank, physical card.
Side by side
Money
SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10SourceTangem Pay fees and limits (08.10.2026) · checked November 10- A year at $500/mo
- Earn up to/yr★
- Costs/yr
- Cashback a year
- +$300★
- +$60
- Cashback rate
- Up to 5%, max $100/mo
- 1–2% in USDC
- Paying in another currency
- No MiniPay fee, Visa rate★
- 1.5% extra
- Virtual card
- Free to activate
- First free, then $5
- Physical card
- Not offered
- $28.82–79.94 delivery
- Cash withdrawal
- No ATM
- 4%
Getting it
SourceMiniPay FAQ · checked November 10SourceTangem help center, getting started and KYC · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not published
- Where you live counts, not the country of your ID
- ID accepted
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Not published ('valid government-issued ID', types not named; checked by Sumsub)
- Sign-up
- ID check in the app, by country
- ID check (via Paera)
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
Using it
SourceMiniPay virtual card page · checked November 10SourceTangem help center, what is Tangem Pay · checked November 10- Pays in
- Anywhere Visa works, 175M+ merchants
- Anywhere Visa works
- Spending per day
- Not published
- $10,000 a card
- Physical card
- No
- Yes★
- App Store rating
- 4.6 / 5
- 4.9 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: MiniPay Card, Tangem Pay.
