Tangem Pay vs KAST
Tangem PayBetter-rated app, your own wallet.
KASTLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceTangem Pay fees and limits (08.10.2026) · checked November 10SourceKAST blog, tiers and fees · checked November 9- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- +$60
- +$90★
- Cashback rate
- 1–2% in USDC
- 1.5–3%
- Paying in another currency
- 1.5% extra
- 0.5–1.75% extra★
- Virtual card
- First free, then $5
- First two free, then $2
- Physical card
- $28.82–79.94 delivery
- Free + shipping
- Cash withdrawal
- 4%
- $3 + 2%
Getting it
SourceTangem help center, getting started and KYC · checked November 10SourceKAST help, restricted countries · checked November 9- For residents of
- Not published
- Not published
- ID from another country
- Where you live counts, not the country of your ID
- Not for citizens of 1 countries, wherever they live
- ID accepted
- Not published ('valid government-issued ID', types not named; checked by Sumsub)
- Passport, national ID or driver's licence (no official list); must be your own
- Sign-up
- ID check (via Paera)
- ID + selfie
Using it
SourceTangem help center, what is Tangem Pay · checked November 10SourceKAST website · checked November 9- Pays in
- Anywhere Visa works
- Merchants in 170+ countries, except sanctioned ones
- Spending per day
- $10,000 a card
- Not published
- Your money
- You hold it
- Company holds it
- App Store rating
- 4.9 / 5★
- 4 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Tangem Pay, KAST.
