MiniPay Card vs Plasma One
MiniPay CardLower cost at your spend, more cashback, cheaper abroad.
Plasma OneBank top-ups, cash-out to a bank, physical card.
Side by side
Money
SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10SourcePlasma blog, Plasma One vs ether.fi · checked November 9- A year at $500/mo
- Earn up to/yr★
- Earn/yr
- Cashback a year
- +$300★
- +$120
- Cashback rate
- Up to 5%, max $100/mo
- 2–4%
- Paying in another currency
- No MiniPay fee, Visa rate★
- 1% extra
- Virtual card
- Free to activate
- 1 free on Lite
- Physical card
- Not offered
- Yes
- Cash withdrawal
- No ATM
- $2 + 2%
- For residents of
- Not published
- 218 countries
- ID from another country
- Not published
- Where you live counts, not the country of your ID
- ID accepted
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Photo of a government-issued ID (types not listed). Goes by where you live; sanctioned persons and residents of sanctioned countries refused
- Sign-up
- ID check in the app, by country
- Government ID
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
Using it
SourceMiniPay virtual card page · checked November 10SourcePlasma One Lite plan · checked November 9- Pays in
- Anywhere Visa works, 175M+ merchants
- Anywhere Visa works, 180+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- Physical card
- No
- Yes★
- App Store rating
- 4.6 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: MiniPay Card, Plasma One.
