Nexo Card vs MiniPay Card
Nexo CardBank top-ups, physical card.
MiniPay CardLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceNexo Card page · checked November 10SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Costs/yr
- Earn up to/yr★
- Cashback a year
- None
- +$300★
- Cashback rate
- 0.5–2% in Credit Mode
- Up to 5%, max $100/mo
- Paying in another currency
- 0.2% extra
- No MiniPay fee, Visa rate★
- Virtual card
- Free
- Free to activate
- Physical card
- Free
- Not offered
- Cash withdrawal
- Free to €200/mo, then 2%
- No ATM
- For residents of
- Not published
- Not published
- ID from another country
- Not published
- Not published
- ID accepted
- Supported identity document issued in the EEA, the UK or another eligible European country
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- Nexo account + European ID
- ID check in the app, by country
- Top up from a bank
- Yes★
- Crypto only
Using it
SourceNexo Card page · checked November 10SourceMiniPay virtual card page · checked November 10- Pays in
- Anywhere Mastercard works
- Anywhere Visa works, 175M+ merchants
- Spending per day
- Not published
- Not published
- Physical card
- Free from Gold tier ($5,000+ held)★
- No
- Your money
- Company holds it
- You hold it
- Network
- Mastercard
- VISA
- App Store rating
- 4.2 / 5
- 4.6 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Nexo Card, MiniPay Card.
