MiniPay Card vs Pionex Card
MiniPay CardLower cost at your spend, more cashback, better-rated app.
Pionex Card1% back with no cap, 5% a year on the balance.
Side by side
Money
SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10SourcePionex help center, Visa card fee schedule · checked November 10- A year at $500/mo
- Earn up to/yr★
- Costs/yr
- Cashback a year
- +$300★
- +$60
- Cashback rate
- Up to 5%, max $100/mo
- 1%, up to 6% at partners
- Virtual card
- Free to activate
- Free
- Physical card
- Not offered
- Not yet
- Cash withdrawal
- No ATM
- 2% (physical card only)
Getting it
SourceMiniPay FAQ · checked November 10SourcePionex help center, how to apply · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not published
- Not published
- ID accepted
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- KYC level 2 required; document types for first-time KYC not listed
- Sign-up
- ID check in the app, by country
- Pionex KYC2 + minimum balance
Using it
SourceMiniPay virtual card page · checked November 10SourcePionex help center, card restrictions by region · checked November 10- Pays in
- Anywhere Visa works, 175M+ merchants
- Anywhere Visa/Mastercard works except merchants in Afghanistan, Venezuela, Russia, Myanmar, Ukraine, North Korea, Iran and Belarus
- Spending per day
- Not published
- Not published
- Your money
- You hold it
- Company holds it
- App Store rating
- 4.6 / 5★
- 4.3 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: MiniPay Card, Pionex Card.
