Kem Card vs Lava Card
Kem CardFree USDT Visa backed by Tether, cashback on delivery and rides.
Lava CardMore cashback, more countries, bank top-ups.
Money
SourceKem blog, the Kem Card · checked November 10SourceLava Card terms, International · checked November 10- A year at $500/mo
- FX fee not published
- Earn/yr
- Cashback a year
- None
- +$180★
- Cashback rate
- Up to 5% at partner apps
- 1–5% in BTC
- Cash withdrawal
- No ATM
- 2%, min $1
Getting it
SourceKem FAQ · checked November 10SourceLava Card terms, International · checked November 10- For residents of
- 6 countries
- 232 countries★
- ID from another country
- Not published
- Not published
- ID accepted
- Any ID plus a face scan
- Not published: Lava may ask for 'additional documents that are acceptable to us'; approval needed
- Sign-up
- ID + face scan
- Lava account + ID check
- Top up from a bank
- Crypto only
- Yes★
Using it
SourceKem FAQ · checked November 10SourceLava FAQ, where the card is available · checked November 10- Pays in
- Online anywhere Visa is accepted; in stores via Apple Pay / Google Pay
- Anywhere Visa works (150M+ merchants, 150+ countries); some merchant categories earn no rewards
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- No
- App Store rating
- Not found
- 4.6 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Kem Card, Lava Card.
