Kem Card vs Plasma One
Kem CardCheaper abroad.
Plasma OneMore cashback, more countries, bank top-ups.
Side by side
Money
SourceKem blog, the Kem Card · checked November 10SourcePlasma blog, Plasma One vs ether.fi · checked November 9- A year at $500/mo
- FX fee not published
- Earn/yr
- Cashback a year
- None
- +$120★
- Cashback rate
- Up to 5% at partner apps
- 2–4%
- Paying in another currency
- Not published★
- 1% extra
- Virtual card
- Free
- 1 free on Lite
- Physical card
- Not offered
- Yes
- Cash withdrawal
- No ATM
- $2 + 2%
- For residents of
- 6 countries
- 218 countries★
- ID from another country
- Not published
- Where you live counts, not the country of your ID
- ID accepted
- Any ID plus a face scan
- Photo of a government-issued ID (types not listed). Goes by where you live; sanctioned persons and residents of sanctioned countries refused
- Sign-up
- ID + face scan
- Government ID
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
- Pays in
- Online anywhere Visa is accepted; in stores via Apple Pay / Google Pay
- Anywhere Visa works, 180+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- Physical card
- No
- Yes★
- Your money
- Company holds it
- You hold it
- App Store rating
- Not found
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Kem Card, Plasma One.




