Kem Card vs KAST
Kem CardCheaper abroad.
KASTMore cashback, bank top-ups, cash-out to a bank.
Money
SourceKem blog, the Kem Card · checked November 10SourceKAST blog, tiers and fees · checked November 9- A year at $500/mo
- FX fee not published
- Earn/yr
- Cashback a year
- None
- +$90★
- Cashback rate
- Up to 5% at partner apps
- 1.5–3%
- Paying in another currency
- Not published★
- 0.5–1.75% extra
- Virtual card
- Free
- First two free, then $2
- Physical card
- Not offered
- Free + shipping
- Cash withdrawal
- No ATM
- $3 + 2%
Getting it
SourceKem FAQ · checked November 10SourceKAST help, restricted countries · checked November 9- For residents of
- 6 countries
- Not published
- ID from another country
- Not published
- Not for citizens of 1 countries, wherever they live
- ID accepted
- Any ID plus a face scan
- Passport, national ID or driver's licence (no official list); must be your own
- Sign-up
- ID + face scan
- ID + selfie
- Top up from a bank
- Crypto only
- Yes★
- Cash out to a bank
- No
- Yes★
- Pays in
- Online anywhere Visa is accepted; in stores via Apple Pay / Google Pay
- Merchants in 170+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- Physical card
- No
- Yes★
- App Store rating
- Not found
- 4 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Kem Card, KAST.
