Gate Card vs MiniPay Card
Gate CardPhysical card.
MiniPay CardLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceGate help center, Orange Card fees and limits (23.04.2026) · checked November 10SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Costs/yr
- Earn up to/yr★
- Cashback a year
- +$60
- +$300★
- Cashback rate
- 1–8%
- Up to 5%, max $100/mo
- Paying in another currency
- 1% extra
- No MiniPay fee, Visa rate★
- Crypto conversion
- 0.9%
- Not published
- Virtual card
- Free
- Free to activate
- Physical card
- Free
- Not offered
- Cash withdrawal
- 2%
- No ATM
Getting it
SourceGate help center, Orange Card FAQ (23.04.2026) · checked November 10SourceMiniPay FAQ · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not published
- Not published
- ID accepted
- Not published (KYC level 2 in the app; some card types need proof of address from the last 3 months)
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- Gate account + ID (KYC level 2)
- ID check in the app, by country
Using it
SourceGate help center, Orange Card FAQ (23.04.2026) · checked November 10SourceMiniPay virtual card page · checked November 10- Pays in
- Anywhere Visa works
- Anywhere Visa works, 175M+ merchants
- Spending per day
- Not published
- Not published
- Physical card
- Yes★
- No
- Your money
- Company holds it
- You hold it
- App Store rating
- 4.4 / 5
- 4.6 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Gate Card, MiniPay Card.
