Ethena Pay Card vs MiniPay Card
Ethena Pay CardBank top-ups, cash-out to a bank.
MiniPay CardLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceEthena Pay pricing (updated 30.09.2026) · checked November 10SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Earn/yr
- Earn up to/yr★
- Cashback a year
- +$240
- +$300★
- Cashback rate
- 4–5% in AVAX
- Up to 5%, max $100/mo
- Paying in another currency
- Visa's rate, typically ~1%
- No MiniPay fee, Visa rate★
- Virtual card
- Free
- Free to activate
- Cash withdrawal
- $1 + 0.65%
- No ATM
Getting it
SourceEthena Pay terms of use (26.10.2026) · checked November 10SourceMiniPay FAQ · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Not published
- ID accepted
- Email sign-up, then ID check (Sumsub). Card not for US persons
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- Waitlist, then email + ID check
- ID check in the app, by country
- Top up from a bank
- Yes★
- Crypto only
- Cash out to a bank
- Yes★
- No
Using it
SourceEthena Pay terms of use (26.10.2026) · checked November 10SourceMiniPay virtual card page · checked November 10- Pays in
- Anywhere Visa works; not in Russia, Iran, North Korea, Cuba, Syria, Venezuela and 22 more
- Anywhere Visa works, 175M+ merchants
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- App Store rating
- Not found
- 4.6 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Ethena Pay Card, MiniPay Card.
