Ethena Pay Card vs KAST
Ethena Pay CardLower cost at your spend, more cashback, your own wallet.
KASTCheaper abroad, physical card.
Side by side
Money
SourceEthena Pay pricing (updated 30.09.2026) · checked November 10SourceKAST blog, tiers and fees · checked November 9- A year at $500/mo
- Earn/yr★
- Earn/yr
- Cashback a year
- +$240★
- +$90
- Cashback rate
- 4–5% in AVAX
- 1.5–3%
- Paying in another currency
- Visa's rate, typically ~1%
- 0.5–1.75% extra★
- Virtual card
- Free
- First two free, then $2
- Physical card
- Not offered
- Free + shipping
- Cash withdrawal
- $1 + 0.65%
- $3 + 2%
Getting it
SourceEthena Pay terms of use (26.10.2026) · checked November 10SourceKAST help, restricted countries · checked November 9- For residents of
- Not published
- Not published
- ID from another country
- Not for citizens of 1 countries, wherever they live
- Not for citizens of 1 countries, wherever they live
- ID accepted
- Email sign-up, then ID check (Sumsub). Card not for US persons
- Passport, national ID or driver's licence (no official list); must be your own
- Sign-up
- Waitlist, then email + ID check
- ID + selfie
Using it
SourceEthena Pay terms of use (26.10.2026) · checked November 10SourceKAST website · checked November 9- Pays in
- Anywhere Visa works; not in Russia, Iran, North Korea, Cuba, Syria, Venezuela and 22 more
- Merchants in 170+ countries, except sanctioned ones
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- Physical card
- No
- Yes★
- Your money
- You hold it
- Company holds it
- App Store rating
- Not found
- 4 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Ethena Pay Card, KAST.
