dtcpay Visa Card vs MiniPay Card
dtcpay Visa CardBank top-ups, cash-out to a bank, physical card.
MiniPay CardMore cashback, cheaper abroad, your own wallet.
Side by side
Money
Sourcedtcpay FAQ, card fees (archived copy of 24.03.2026) · checked November 10SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Swap spread not published
- Earn up to/yr
- Cashback a year
- None
- +$300★
- Cashback rate
- —
- Up to 5%, max $100/mo
- Paying in another currency
- 1.6%
- No MiniPay fee, Visa rate★
- Virtual card
- Free
- Free to activate
- Physical card
- Free
- Not offered
- Cash withdrawal
- $1.50
- No ATM
Getting it
Sourcedtcpay FAQ, individual account opening (archived copy of 18.05.2026) · checked November 10SourceMiniPay FAQ · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not published
- Not published
- ID accepted
- Passport (national ID or Singpass for Singapore citizens), proof of address and a bank statement from the last 3 months
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- Passport, proof of address, bank statement
- ID check in the app, by country
- Top up from a bank
- Yes★
- Crypto only
- Cash out to a bank
- Yes★
- No
Using it
Sourcedtcpay FAQ, where to withdraw (archived copy of 11.04.2026) · checked November 10SourceMiniPay virtual card page · checked November 10- Pays in
- Wherever Visa is accepted; ATMs worldwide except Singapore
- Anywhere Visa works, 175M+ merchants
- Spending per day
- Not published
- Not published
- Physical card
- Yes★
- No
- Your money
- Company holds it
- You hold it
- App Store rating
- Not found
- 4.6 / 5
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: dtcpay Visa Card, MiniPay Card.
