DigiFinex DiCard vs MiniPay Card
DigiFinex DiCardSpend straight from your exchange balance.
MiniPay CardLower cost at your spend, more cashback, cheaper abroad.
Side by side
Money
SourceDiCard page · checked November 10SourceOpera press release, MiniPay launches Visa debit card (23.06.2026) · checked November 10- A year at $500/mo
- Costs/yr
- Earn up to/yr★
- Cashback a year
- +$60
- +$300★
- Cashback rate
- 1% in points, up to $10 a month
- Up to 5%, max $100/mo
- Paying in another currency
- 1.5% on non-USD purchases
- No MiniPay fee, Visa rate★
- Virtual card
- Free
- Free to activate
- Cash withdrawal
- Virtual only
- No ATM
Getting it
SourceDigiFinex help center, how to apply for a USD virtual card · checked November 10SourceMiniPay FAQ · checked November 10- For residents of
- Not published
- Not published
- ID from another country
- Not for citizens of 2 countries, wherever they live
- Not published
- ID accepted
- DigiFinex KYC with valid documents; email and phone; some cards ask for employment and billing address
- Not published (identity check guided in the app, onboarding shows in the card tab if your country is supported)
- Sign-up
- ID check
- ID check in the app, by country
Using it
SourceDigiFinex help center, restricted merchants for DiCard · checked November 10SourceMiniPay virtual card page · checked November 10- Pays in
- Online and in-store via Apple Pay / Google Pay; restricted merchant list applies
- Anywhere Visa works, 175M+ merchants
- Spending per day
- Not published
- Not published
- Your money
- Company holds it
- You hold it
- Network
- Mastercard
- VISA
- App Store rating
- 3.2 / 5
- 4.6 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: DigiFinex DiCard, MiniPay Card.
