Bybit Card vs Kem Card
Bybit CardMore cashback, physical card.
Kem CardCheaper abroad.
Side by side
Money
SourceBybit help center, fees and limits · checked November 9SourceKem blog, the Kem Card · checked November 10- A year at $500/mo
- Costs/yr
- FX fee not published
- Cashback a year
- +$120★
- None
- Cashback rate
- 2–10%
- Up to 5% at partner apps
- Paying in another currency
- 2% extra
- Not published★
- Crypto conversion
- 0.9%
- Not published
- Physical card
- $5–29.99 once
- Not offered
- Cash withdrawal
- Free to $100/mo, then 2%
- No ATM
Getting it
SourceBybit help center, How to apply (Mexico) · checked November 9SourceKem FAQ · checked November 10- For residents of
- Not checked yet
- 6 countries
- ID from another country
- Not checked yet
- Not published
- ID accepted
- Not published for the card (Mexico: INE or passport plus CURP/RFC)
- Any ID plus a face scan
- Sign-up
- Bybit account + ID
- ID + face scan
- Pays in
- Anywhere Mastercard or Visa works; no ATM cash in mainland China
- Online anywhere Visa is accepted; in stores via Apple Pay / Google Pay
- Spending per day
- $10,000–100,000
- Not published
- Physical card
- Yes★
- No
- Network
- Mastercard
- VISA
- App Store rating
- 4.7 / 5
- Not found
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: Bybit Card, Kem Card.




