Free if you spend A year at $500/moNo fees and no cashback at this spend
No card fees, crypto back on purchases
Get Coinbase CardGet card
Bitpanda Card
Tap the card to read the small print
Your first yearEarn about/yr
- Monthly fee · none
- $0
- Cashback · 1%
- /yr
- Currency fee · 0%
- $0
- ATM
- 2%, min €2
- Your money
- Company holds it
- Sign-up
- Bitpanda account + ID
- Apple / Google Pay
- The card itself
- Free virtual and physical
How we calculateEstimate for everyday spending: most of it in your local currency, topping up with crypto.Checked November 10, sources in each section below
Our take
For people who already invest on Bitpanda and want to spend any coin straight from the app. Not for you if you plan to pay in stablecoins or euro and still want cashback.
Want more cashback? Compare with Lava Card
Good to know
- Spends any crypto or metal on Bitpanda
- Apple Pay and Google Pay
- Main and fallback payment asset
- Every payment is a taxable trade
- No cashback when paying with stablecoins or euro
- Not for Cyprus or non-euro countries
Fees
SourceBitpanda Card page (fees and limits table) · checked November 10- Monthly fee
- €0
- Physical card
- FreeEach extra physical card €10; replacement €5.90
- Paying abroad
- 0% extraVisa's exchange rate
- Crypto conversion
- Bitpanda cost transparency, crypto assets (v4.0.0, 08.07.2026) · November 10
- 0.99–2.49%Bitpanda trading fee: 0.99% BTC and stablecoins, 1.49% other crypto, 2.49% small caps
Plans
Bitpanda Card€0 / month
- 1% back on crypto-funded purchases
Limits
SourceBitpanda Card page (fees and limits table) · checked November 10- Spending
- €10,000 a day, €280,000 a month€70,000 a week
- Cash
- €500 a day
Top up & withdraw
SourceBitpanda Card page (fees and limits table) · checked November 10Top up
- Crypto and metals
- Any crypto, metal or EUR held on BitpandaNot Bitpanda Crypto Indices
- Bank
- EUR wallet, connectable to the card
Withdraw
- To a crypto wallet
- Bitpanda helpdesk, what is the Bitpanda Card · November 10
- Yes, from the Bitpanda account
- Cash withdrawal
- 2%, min €2Plus the ATM's own fee
For residents of 20 countries
Not on the list? Then Bitpanda Card doesn't accept people living there yet.
- How they check where you live
- Residential address in your Bitpanda profile (card ships there)
- ID from another country
- Not for citizens of 27 countries, wherever they live
- ID accepted
- Bitpanda helpdesk, Customer & ID documents acceptance policy · November 10
- Passport, or EEA/EU ID card or driving licence; other nationalities: EEA/EU residence permit valid 1+ yearThe ID must come from an accepted country
Not for citizens of
AfghanistanAmerican SamoaBelarusBurkina FasoCentral African RepublicCongo - KinshasaCubaGreenlandGuinea-BissauHaitiIranIraqLibyaMaliMyanmar (Burma)North KoreaPalestinePuerto RicoRussiaSomaliaSouth SudanSudanTrinidad & TobagoU.S. Virgin IslandsUnited StatesVenezuelaYemen
Trust
SourceBitpanda Card page (fees and limits table) · checked November 10- Card issued by
- Transact Payments Malta Limited
- Licence
- Financial institution authorised by the MFSA (C 91879), Visa Europe licence
- Based in
- Malta
Changes
- April 1New card from Transact Payments Malta replaced the old card
- November 10Bitpanda Card: every fact checked against the official pages
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