SwissBorg Card vs Lava Card
SwissBorg CardFree virtual Mastercard, no SwissBorg FX fee.
Lava CardLower cost at your spend, more cashback, more countries.
Side by side
Money
SourceSwissBorg card page · checked November 10SourceLava Card terms, International · checked November 10- A year at $500/mo
- Costs/yr
- Earn/yr★
- Cashback a year
- None
- +$180★
- Cashback rate
- Part of the fee back in BORG
- 1–5% in BTC
- Crypto conversion
- 0.99%
- Not published
- Cash withdrawal
- Not available
- 2%, min $1
Getting it
SourceSwissBorg Card rulebook (22.07.2026) · checked November 10SourceLava Card terms, International · checked November 10- For residents of
- 30 countries
- 232 countries★
- ID from another country
- Not for citizens of 3 countries, wherever they live
- Not published
- ID accepted
- Retail account, verified photo ID and verified address (KYC level 2); document types not published. You must live in one of the 30 countries
- Not published: Lava may ask for 'additional documents that are acceptable to us'; approval needed
- Sign-up
- SwissBorg account + ID and address (level 2)
- Lava account + ID check
- Top up from a bank
- Crypto only
- Yes★
Using it
SourceSwissBorg Card rulebook (22.07.2026) · checked November 10SourceLava FAQ, where the card is available · checked November 10- Pays in
- Anywhere Mastercard works except ~20 sanctioned countries (Russia, Belarus, Iran, Venezuela…)
- Anywhere Visa works (150M+ merchants, 150+ countries); some merchant categories earn no rewards
- Spending per day
- Not published
- Not published
- Apple / Google Pay
- No
- Network
- Mastercard
- VISA
- App Store rating
- 4.5 / 5
- 4.6 / 5★
★ marks the better value where there is one. Estimate for everyday spending: most of it in your local currency, topping up with crypto. How we calculate. Every fact with its own source is on the card pages: SwissBorg Card, Lava Card.
